109 Nemans Cv, Cherryville, NC 28021 Property Records

Gaston County property record for 109 Nemans Cv, Cherryville, NC 28021

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,771 sqft · built 1998
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Sep 2023)
Tax Bill	$4,699 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Sep 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12069B00139`

Property Details

APN / Parcel Number

Primary APN	`12069B00139`
Alternative APN	`161820`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,771 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	20,909 sqft (0.48 acres)
Porch	Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	109 NEMANS CV
City	CHERRYVILLE
State	NC
Zip	28021-3000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	CROWN CREEK BLK C L 33 12 069B 001 39 000
Legal Subdivision	CROWN CREEK
Legal Block	C
Jurisdiction	GASTON NC
Township / Civil Division	CHERRYVILLE
Census Block Group	1
Census Block	1041
Census Tract	30700

Owner

Source: Gaston County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 NEMANS CV, CHERRYVILLE, NC 28021-3000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Sep 22, 2023	Warranty Deed, Transfer · FHA Mortgage BETTER MORTGAGE CORPORATION
Nov 18, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2023 · Amount on Record
Deed Sale	Sep 22, 2023 · Amount on Record
Prior Sale	Nov 18, 2021 · Amount on Record
Deed Book / Page	5435 / 2484
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	109 NEMANS CV, CHERRYVILLE, NC 28021-3000
Transaction Type	Mortgage
Record Updated	Mar 12, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 NEMANS CV, CHERRYVILLE, NC 28021-3000

Mortgage

Document Number	0056140740
Date	Jan 22, 2026
Book Page	5614/740

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	321 RESEARCH PKWY STE 303, MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	333 Months
Due	Oct 1, 2053

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Sep 22, 2023
Property Address	109 NEMANS CV, CHERRYVILLE, NC 28021-3000
Document Number	0054352484
Book / Page	5435 / 2484
Map Reference	MB 50 PG 124
Instrument Date	Sep 22, 2023
Transaction Type	Transfer
Record Updated	Oct 24, 2023
Title Company	CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	230 WASHBURN LN, RUTHERFORDTON, NC 28139-6930

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054352488
Date	Sep 22, 2023
Instrument	5435/2488

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Nov 18, 2021
Property Address	109 NEMANS CV, CHERRYVILLE, NC 28021-3000
Document Number	0052870889
Book / Page	5287 / 889
Map Reference	MB 50 PG 124
Instrument Date	Nov 18, 2021
Transaction Type	Transfer
Record Updated	Jan 26, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 NEMANS CV, CHERRYVILLE, NC 28021-3000

Mortgage

Document Number	0005287892
Date	Nov 18, 2021
Instrument	5287/892

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	Dec 1, 2026
Min Rate At Change	3.75%
Max Rate At Change	9.15%
Index	5-Year CMT
Max Rate	9.15%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	109 NEMANS CV, CHERRYVILLE, NC 28021-3000
Transaction Type	Mortgage
Record Updated	Jun 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052131207
Date	Mar 30, 2021
Book Page	5213/1207

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	182 Months
Due	May 1, 2036

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Cherryville City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,699.00 (-1.01%)	$435,540 (-) Land $20,500 Building $415,040
2023	$4,747.00	$435,540 Land $20,500 Building $415,040
2021			$288,590 Land $17,500 Building $271,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHERRYVILLE serves 6,353 people · EPA ID NC0136030
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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