Phillips County property record for 109 Nelson St, Saco, MT 59261
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,176 sqft · built 1960 |
| Lot Size | 0.496 acres (21,606 sqft) |
| Owner | Company Name on File |
| Tax Bill | $533 (2025) |
| APN | R118594 |
| Primary APN | R118594 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| 1st Floor Area | 1,176 sqft |
| Basement Area | 1,176 sqft |
| Finished Basement | 1,176 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 21,606 sqft (0.496 acres) |
| View / Lot | Major Street/Thoroughfare |
| Garage Type | Detached |
| Parking Spaces | 3 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 20 sqft |
| Deck Area | 276 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 0000363700 |
|---|---|
| Street Address | 109 NELSON ST |
| City | SACO |
| State | MT |
| Zip | 59261-9581 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SACO ORIGINAL TOWNSITE, S08, T31 N, R34 E, BLOCK 020, LOTS 6, 7, 8, 9, 10 AND 11 (PARSONAGE & CHURCH) |
| Legal Subdivision | SACO ORIGINAL TOWNSITE |
| Legal Block | 20 |
| Legal Lot Number | 6-11 |
| Jurisdiction | PHILLIPS MT |
| Township / Civil Division | MALTA |
| Census Block Group | 4 |
| Census Block | 4466 |
| Census Tract | 60200 |
Source: Phillips County records · APN R118594
Assessment roll updated December 31, 2024 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 202, SACO, MT 59261-0202 |
| Owner Type | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
Source: Phillips County records · Assessment roll updated December 31, 2024 · Last verified November 2025
| Type | Name |
|---|---|
| State | Montana |
| County | Phillips County |
| Municipality | Saco Town |
| Elementary School District | Saco Elementary School District (PK - 08) |
| Secondary School District | Saco High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $533.00 | $438,961 (+20.7%) | $438,961 (+20.7%) Land $2,481 Building $436,480 |
| 2024 | $533.00 (-24.72%) | ||
| 2023 | $708.00 (+46.58%) | $363,674 | $363,674 Land $10,494 Building $353,180 |
| 2022 | $483.00 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 300710602004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 6 (1997–2016) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Oct 2016 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 137 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Nemont Telephone Cooperative DSL · Fiber in parts of the area | 30 / 5 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | TOWN OF SACO serves 180 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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