109 NE 3rd St, Gainesville, FL 32601 Property Records

Alachua County property record for 109 NE 3rd St, Gainesville, FL 32601

Property Summary

Property Type	Condominium
Details	4 bd · 2.5 ba · 2,711 sqft · built 2004
Lot Size	0.486 acres (21,182 sqft)
Owner	2 Individual Names on File
Last Sale	$100 (Sep 2005)
Tax Bill	$6,499 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14707-010-010`

Property Details

APN / Parcel Number

Primary APN	`14707-010-010`
Alternative APNs	`01008890000` `1086119`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,711 sqft Living Area
1st Floor Area	2,711 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Condo/Apartment
Lot Area	21,182 sqft (0.486 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	109 NE 3RD ST
City	GAINESVILLE
State	FL
Zip	32601-5488
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	CCD
Legal Description	REGENTS PARK CONDOMINIUM CB 4 PG 1 UNIT 10 AND AN 1/46TH UNDIVIDED INTEREST IN COMMON ELEMENTS OR 3246/1412 & OR 3917/1319 & OR 5203/0295
Legal Range	20E
Legal Township	10S
Legal Section	04
Legal Subdivision	REGENTS PARK
Jurisdiction	ALACHUA FL
Township / Civil Division	GAINESVILLE
Census Block Group	1
Census Block	1024
Census Tract	500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Northeast Gainesville Residential District listed 1980 · 229 contributing resources · NRIS 80000942

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

109 NE 3rd St, a condominium, is owned and occupied by two individuals who acquired it in October 2009.

Source: Alachua County records, as of October 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	109 NE 3RD ST, GAINESVILLE, FL 32601-5488
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2005 · Amount on File
Deed Sale	Sep 14, 2005 · Amount on File
Prior Sale	Aug 12, 2005 · Amount on File
Deed Book / Page	3246 / 1412
Last Transfer Date	Oct 31, 2009
Transfer Doc	0039171319
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALACHUA FL
Recording Date	Oct 12, 2026
Property Address	109 NE 3RD ST, GAINESVILLE, FL 32601-5488
Document Number	0003717727
Book / Page	5295 / 3557
Instrument Date	Oct 3, 2026
Instrument	20263717727
Transaction Type	Mortgage
Record Updated	Oct 22, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 NE 3RD ST, GAINESVILLE, FL 32601-5488

Mortgage

Document Number	0003717727,
Date	Oct 12, 2026
Book Page	5295/3557
Instrument	20263717727

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 3, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 109 NE 3rd St was $6,499, up 4.1% from the year before.

Source: Alachua County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Alachua County
Municipality	Gainesville City
Unified School District	Alachua County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,499.00 (+4.1%)	$329,856	$390,000 Building $390,000
2024	$6,243.00 (+2.28%)
2023	$6,104.00 (+8.59%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$311,223 (+3%)	$390,000 (+11.43%) Building $390,000
2022	$5,621.00 Homeowner's exemption Widower's exemption	$302,158	$350,000 Building $350,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 NE 3rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1986)
Most Recent Claim	Feb 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 109 NE 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRU - MURPHREE WTP public/private · serves 195,768 people · EPA ID FL2010946
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Pavlov Media, Verizon.

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