109 Naples St, Firestone, CO 80520 Property Records

Weld County property record for 109 Naples St, Firestone, CO 80520

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,482 sqft · built 2011
Lot Size	0.174 acres (7,563 sqft)
Owner	2 Individual Names on File
Last Sale	$491,000 (Apr 2023)
Tax Bill	$3,035 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Sep 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1.31-13-E-+1-1`

Property Details

APN / Parcel Number

Primary APN	`1.31-13-E-+1-1`
Alternative APNs	`1311-30-2-32-006` `R4923007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,482 sqft Living Area
Gross Area	2,006 sqft
1st Floor Area	1,482 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Ranch
Exterior Material	Frame Hardboard
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,563 sqft (0.174 acres)
Garage Type	Attached
Garage Area	524 sqft
Porch	Slab
Porch Area	160 sqft
Balcony Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R4923007
Street Address	109 NAPLES ST
City	FIRESTONE
State	CO
Zip	80520-5115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIR FV L6 BLK4 FIRESTONE VILLAS SUB
Legal Subdivision	FIRESTONE VILLAS SUB
Legal Block	4
Legal Lot Number	6
Jurisdiction	WELD CO
Township / Civil Division	ERIE-FREDERICK
Census Block Group	1
Census Block	1010
Census Tract	2016

Owner

109 Naples St is owned by two individuals who bought it in April 2023.

Source: Weld County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 166, LONGMONT, CO 80502-0166
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2023	Special Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Sep 28, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC
Jan 30, 2019	Warranty Deed, Transfer · FHA Mortgage CORNERSTONE HOME LENDING INC
Nov 16, 2018	Loan Modification, Mortgage GUARANTY BK
May 3, 2018	Deed of Trust, Mortgage · Line of Credit GUARANTY FED'L S&L
Feb 7, 2017	Loan Modification, Mortgage

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2023 · Amount on File
Deed Sale	Apr 14, 2023 · Amount on File
Prior Sale	Jan 30, 2019 · Amount on File
Deed Document Number	20234892561
Prior Transfer Date	Sep 18, 2020
Prior Transfer Doc	0004633929
Record Updated	Oct 29, 2026

April 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WELD CO
Recording Date	Apr 14, 2023
Property Address	109 NAPLES ST, FIRESTONE, CO 80520-5115
Document Number	0004892561
Instrument Date	Apr 12, 2023
Instrument	4892561
Transaction Type	Transfer
Record Updated	Apr 24, 2023
Title Company	LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 NAPLES ST, FIRESTONE, CO 80520-5115

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	109 NAPLES ST, FIRESTONE, CO 80520-5115

Mortgage

Document Number	0004892562
Date	Apr 14, 2023
Instrument	4892562

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Mortgage

Document Number	0004892563
Date	Apr 14, 2023
Instrument	4892563

Lender

Name	COLORADO HOUSING ASSISTANCE CORP
Type	Non-Lending Institution
Address	DENVER, CO 80204

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WELD CO
Recording Date	Sep 28, 2020
Property Address	109 NAPLES ST, FIRESTONE, CO 80520-5115
Document Number	0004633929
Instrument Date	Sep 18, 2020
Instrument	4633929
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	FIRST AMERICAN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	109 NAPLES ST, FIRESTONE, CO 80520-5115

Mortgage

Document Number	0004633930
Date	Sep 28, 2020
Instrument	4633930

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELD CO
Recording Date	Jan 30, 2019
Property Address	109 NAPLES ST, FIRESTONE, CO 80520-5115
Document Number	0004463332
Instrument Date	Jan 25, 2019
Instrument	4463332
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33.29
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 NAPLES ST, FIRESTONE, CO 80520-5115

Mortgage

Document Number	0004463333
Date	Jan 30, 2019
Instrument	4463333

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Mortgage

Document Number	0004463334
Date	Jan 30, 2019
Instrument	4463334

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WELD CO
Property Address	109 NAPLES ST, FIRESTONE, CO 80520-5115
Document Number	0004448104
Instrument Date	Nov 16, 2018
Transaction Type	Mortgage
Record Updated	Dec 3, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	4910 CLUBHOUSE CT BOULDER CO 803013727, BOULDER, CO 80301-3727

Mortgage

Document Number	0004448104
Date	Nov 20, 2018
Instrument	4448104

Lender

Name	GUARANTY BK
Type	Bank
Address	DENVER, CO 80217

Agreement

Term	24 Months
Due	Nov 19, 2020

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	109 NAPLES ST, FIRESTONE, CO 80520-5115
Document Number	0004398087
Instrument Date	May 3, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	4910 CLUBHOUSE CT BOULDER CO 803013727, BOULDER, CO 80301-3727

Mortgage

Document Number	0004398087
Date	May 10, 2018
Instrument	4398087

Lender

Name	GUARANTY FED'L S&L
Type	Federal Savings Bank
Address	DENVER, CO 80217

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	May 9, 2019

Interest

Rate Type	Adjustable Rate

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WELD CO
Property Address	109 NAPLES ST, FIRESTONE, CO 80520-5115
Document Number	0004293782
Instrument Date	Feb 7, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	4910 CLUBHOUSE CT BOULDER CO 803013727, BOULDER, CO 80301-3727

Tax Assessment & Valuation

The 2025 property tax bill for 109 Naples St was $3,035, up 12.9% from the year before.

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Firestone Town
Unified School District	St. Vrain Valley School District RE 1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,490 (-2.07%) Land $5,200 Building $21,290	$432,917 (-) Land $85,000 Building $347,917
2025	$3,035.00 (+12.91%)	$27,050 Land $5,310 Building $21,740	$432,917 Land $85,000 Building $347,917
2024	$2,688.00 (+4.23%)
2023	$2,579.00	$29,730 Land $5,750 Building $23,980	$439,530 Land $85,000 Building $354,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 109 Naples St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	9 (1990–2013)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Naples St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, T-Mobile.

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