McLean County property record for 109 N West St, Downs, IL 61736
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,230 sqft · built 1960 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $180,000 (Jun 2024) |
| Tax Bill | $5,060 (2024) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-04-128-003 |
| Primary APN | 29-04-128-003 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,230 sqft Living Area |
| 1st Floor Area | 1,230 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Slate |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Type | Attached |
| Garage Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 20 sqft |
| Patio Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 109 N WEST ST |
|---|---|
| City | DOWNS |
| State | IL |
| Zip | 61736-7559 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIG TOWN DOWNS W 1/2 VAC ALLEY E OF & ADJ & LOTS 2 &3 BLK 4 |
| Legal Range | 03E |
| Legal Township | 22N |
| Legal Section | 04 |
| Legal Subdivision | ORIG TOWN DOWNS |
| Legal Block | 4 |
| Legal Lot Number | 2,3 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | DOWNS |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 5401 |
Source: McLean County records, as of April 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 109 N WEST ST, DOWNS, IL 61736-7559 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 2024 · Amount on Record |
| Deed Sale | Jun 27, 2024 · Amount on Record |
| Deed Document Number | 20249046 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 109 N WEST ST, DOWNS, IL 61736-7559 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2021 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 202100018795 |
|---|---|
| Date | Aug 5, 2021 |
| Instrument | 2021-00018795 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Rate | 3.37% |
|---|
Source: McLean County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McLean County |
| County Subdivision | Downs Township |
| Municipality | Downs Village |
| Unified School District | Tri-Valley Community Unit School District 3 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $67,606 (+20.26%) Land $10,410 Building $57,196 | $202,818 (+20.26%) Land $31,230 Building $171,588 | |
| 2024 | $5,060.00 (+14.27%) | ||
| 2023 | $4,428.00 | $56,216 Land $8,656 Building $47,560 | $168,648 Land $25,968 Building $142,680 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2026 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOWNS serves 1,201 people · EPA ID IL1130500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.4 mg/L (2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2026 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pavlov Media Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Nextlink.
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