109 N State St, Atkinson, IL 61235 Property Records

Henry County property record for 109 N State St, Atkinson, IL 61235

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,260 sqft · built 1910
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$127,500 (Sep 2017)
Tax Bill	$4,392 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-34-259-006`

Property Details

APN / Parcel Number

Primary APN	`09-34-259-006`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	1,260 sqft
Attic	Attic
Attic Area	668 sqft
Basement Area	1,260 sqft
Finished Basement	1,260 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Victorian
Exterior Material	Combination
Foundation Type	Block
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	150 ft deep x 67 ft wide
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	109 N STATE ST
City	ATKINSON
State	IL
Zip	61235-9714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK 29 ORIGINAL TOWN OF ATKINSON
Legal Subdivision	ORIGINAL TOWN
Legal Block	29
Legal Lot Number	1
Jurisdiction	HENRY IL
Township / Civil Division	ATKINSON
Census Block Group	3
Census Block	3023
Census Tract	30400

Owner

109 N State St is owned and occupied by an individual who bought it in September 2017.

Source: Henry County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	109 N STATE ST, ATKINSON, IL 61235-9714
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage FARMERS NAT'L BK
Sep 21, 2017	Deed, Transfer · Conventional Mortgage FARMERS NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2017 · Amount on File
Deed Sale	Sep 21, 2017 · Amount on File
Deed Document Number	201720-1705490
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	109 N STATE ST, ATKINSON, IL 61235-9714
Document Number	0000003784
Instrument Date	Jun 19, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	WESTERN ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 N STATE ST ATKINSON IL 612359714, ATKINSON, IL 61235-9714

Mortgage

Document Number	0000003784
Date	Jun 24, 2020
Instrument	3784

Lender

Name	FARMERS NAT'L BK
Type	Bank
Address	GENESEO, IL 61254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 23, 2050

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HENRY IL
Recording Date	Sep 21, 2017
Property Address	109 N STATE ST, ATKINSON, IL 61235-9714
Document Number	0000005490
Instrument Date	Sep 17, 2017
Instrument	20-1705490
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$191.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 N STATE ST, ATKINSON, IL 61235-9714

Mortgage

Document Number	0000005491
Date	Sep 21, 2017
Instrument	20-1705491

Lender

Name	FARMERS NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Interest

Rate	3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 109 N State St was $4,392 with a homeowner's exemption.

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Atkinson Town
County	Henry County
County Subdivision	Atkinson Township
Unified School District	Geneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,392.00	$62,489 Land $3,944 Building $58,545	$187,467 Land $11,832 Building $175,635
2022		$50,699 Land $3,200 Building $47,499	$152,097 Land $9,600 Building $142,497
2021	$3,328.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 109 N State St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 109 N State St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATKINSON serves 955 people · EPA ID IL0730200
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Henry County Telephone Company Fiber · Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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