109 N Ocean Ave, Islip, NY 11751 Property Records

Suffolk County and Islip Town property record for 109 N Ocean Ave, Islip, NY 11751

Property Summary

Property TypeSingle Family Home
Details1,677 sqft · built 1952
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Last Sale$430,000 (May 2022)
Tax Bill$11,289 (2024)
Deeds & MortgagesMay 2022 Sale & Refinance
Dec 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN472889 344.-2-29

Property Details

APN / Parcel Number

Primary APN472889 344.-2-29
Alternative APNs
  • 0500-344.00-02.00-029.000
  • 288934400000020290000000
  • 472800708780
  • 603520

Interior

Building Area1,677 sqft Living Area
1st Floor Area1,191 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Lot Area8,712 sqft (0.2 acres)
Lot Width66.6 ft Width
Garage TypeDetached
Garage Area280 sqft

Location & Zoning

Account Number603520
Street Address109 N OCEAN AVE
CityISLIP
StateNY
Zip11751-3405
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB
Legal DescriptionX2216851Y185640 T058H00000000
Legal SubdivisionMAP PARDEE PARK
Legal Block4000
Legal Lot Number200
JurisdictionSUFFOLK NY
Township / Civil DivisionISLIP
Census Block Group4
Census Block4004
Census Tract147401

Owner

Source: Suffolk County and Islip Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address109 N OCEAN AVE, ISLIP, NY 11751-3405
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 10, 2022Deed, Transfer · Stand-Alone Refinance
MEADOWBROOK FINANCIAL MTG BANKERS CORP
Dec 21, 2018Grant Deed, Transfer · FHA Mortgage
MEADOWBROOK FIN'L MTG BKERS
Aug 22, 2017Grant Deed, Transfer · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 10, 2022 · Amount on Record
Deed SaleMay 10, 2022 · Amount on Record
Prior SaleAug 22, 2017 · Amount on Record
Deed Book / Page13155 / 438
Prior Transfer DateNov 9, 2001
Prior Transfer Doc1216000097
Record UpdatedSep 20, 2026

May 2022: Deed, Transfer

Document TypeDeed
JurisdictionSUFFOLK NY
Recording DateMay 10, 2022
Property Address109 N OCEAN AVE, ISLIP, NY 11751-3405
Document Number0131550438
Book / Page13155 / 438
Instrument DateMar 28, 2022
Transaction TypeTransfer
Record UpdatedAug 23, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 ARKANSAS AVE, BAY SHORE, NY 11706-5730

Mortgage

Document Number0234150687
DateMay 10, 2022
Book Page23415/687
Lender
NameMEADOWBROOK FINANCIAL MTG BANKERS CORP
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term349 Months
DueJun 1, 2051

December 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSUFFOLK NY
Recording DateDec 21, 2018
Property Address109 N OCEAN AVE, ISLIP, NY 11751-3405
Document Number0129930902
Book / Page012993 / 000902
Instrument DateNov 30, 2018
Transaction TypeTransfer
Record UpdatedFeb 7, 2019

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,280.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address954 SPUR DR S BAY SHORE NY 11706, BAY SHORE, NY 11706

Mortgage

Document Number229910799
DateDec 21, 2018
Book Page022991/000799
Lender
NameMEADOWBROOK FIN'L MTG BKERS
TypeMortgage Company
Address1600 STEWART AVE # 701, WESTBURY, NY 11590-6100
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 20, 2048

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSUFFOLK NY
Recording DateAug 22, 2017
Property Address109 N OCEAN AVE, ISLIP, NY 11751-3405
Document Number0129260374
Book / Page012926 / 000374
Instrument DateJul 21, 2017
Transaction TypeTransfer
Record UpdatedFeb 20, 2018
Title CompanyGOLDSTAR ABSTRACT LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,144.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address40 NASSAU ST ISLIP TERRACE NY 117522764, ISLIP TERRACE, NY 11752-2764

Mortgage

Document Number228470250
DateAug 22, 2017
Book Page022847/000250
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 21, 2047

Tax Assessment & Valuation

Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionIslip Town
Unified School DistrictIslip Union Free School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$34,000 (-) Land $8,100 Building $25,900$478,874 (-) Land $114,085 Building $364,789
2024$11,289.00$478,874 (+2.54%) Land $114,085 Building $364,789
2023$34,000 Land $8,100 Building $25,900$467,033 Land $111,264 Building $355,769

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims5 (1978–2014)
Claims Outside the SFHA4 of 5
Most Recent ClaimAug 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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