Phelps County property record for 109 N Oak St, Rolla, MO 65401
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,556 sqft · built 1938 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $180,000 (Aug 2025) |
| Tax Bill | $820 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07738.00 |
| Primary APN | 07738.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,556 sqft Living Area |
| 1st Floor Area | 1,060 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 114 ft deep x 57 ft wide |
| Garage Type | Detached |
| Garage Area | 336 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 07738.00 |
|---|---|
| Street Address | 109 N OAK ST |
| City | ROLLA |
| State | MO |
| Zip | 65401-3226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 47 BLOCK 19 JAMES ADDITION SEC 11 TWP 37 N RNG 8 W |
| Legal Range | 08W |
| Legal Township | 37N |
| Legal Section | 11 |
| Legal Subdivision | JAMES ADD |
| Legal Block | 19 |
| Legal Lot Number | 47 |
| Jurisdiction | PHELPS MO |
| Township / Civil Division | ROLLA |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 890800 |
109 N Oak St is owned and occupied by two individuals who bought it in August 2025.
Source: Phelps County records, as of October 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 N OAK ST, ROLLA, MO 65401-3226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2025 · Amount on File |
| Deed Sale | Aug 8, 2025 · Amount on File |
| Prior Sale | Nov 26, 2014 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 109 N Oak St was $820.
Source: Phelps County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Phelps County |
| Municipality | Rolla City |
| Unified School District | Rolla 31 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $15,720 (-) Land $2,380 Building $13,340 | ||
| 2025 | $820.00 | $15,720 Land $2,380 Building $13,340 | $82,710 Land $12,500 Building $70,210 |
| 2024 | $820.00 (+8.18%) | ||
| 2023 | $758.00 (+17.7%) | $14,030 Land $1,900 Building $12,130 | $73,825 Land $10,000 Building $63,825 |
| 2022 | $644.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 109 N Oak St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective April 19, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1991–2017) |
| Most Recent Claim | Apr 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 109 N Oak St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROLLA PWS serves 20,800 people · EPA ID MO3010700 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Socket Telecom Fiber | 2,500 / 2,500 |
| Sparklight Cable | 1,000 / 50 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
May also be available: AT&T, T-Mobile.
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