109 N Mill St, Saint Louis, MI 48880 Property Records

Gratiot County property record for 109 N Mill St, Saint Louis, MI 48880

Property Summary

Property Type	Commercial
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$45,000 (Aug 2005)
Tax Bill	$1,486 (2023)
Deeds & Mortgages	Apr 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`53-010-119-00`

Property Details

APN / Parcel Number

Primary APN	`53-010-119-00`

Exterior

Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	165 ft deep x 42.2 ft wide

Location & Zoning

Street Address	109 N MILL ST
City	SAINT LOUIS
State	MI
Zip	48880-1522
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	THE N 3 FT 2 IN OF LOT 7 & S 36 FT 10 IN OF LOT 8, BEING PART OF LOTS 7 & 8, BLOCK 34, CITY OF ST LOUIS.
Legal Block	34
Legal Lot Number	7-8
Jurisdiction	GRATIOT MI
Township / Civil Division	ST. LOUIS
Census Block Group	2
Census Block	2026
Census Tract	300

Owner

109 N Mill St, a commercial property, is owned by an individual who bought it in August 2005.

Source: Gratiot County records, as of June 4, 2026

Owner of Record	Individual Name on File
Mailing Address	27201 RYAN RD, WARREN, MI 48092-5127
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2005 · Amount on File
Deed Sale	Aug 25, 2005 · Amount on File
Prior Sale	Aug 24, 2005 · Amount on File
Deed Book / Page	788 / 1438
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRATIOT MI
Recording Date	Apr 27, 2022
Property Address	109 N MILL ST, SAINT LOUIS, MI 48880-1522
Document Number	001102/273
Book / Page	1102 / 273
Instrument Date	Mar 31, 2022
Instrument	345032
Transaction Type	Transfer
Record Updated	May 25, 2022
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount on Record
Tax	$688.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27201 RYAN RD, WARREN, MI 48092-5127

Tax Assessment & Valuation

Source: Gratiot County assessment roll, as of June 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Gratiot County
Municipality	St. Louis City
Unified School District	St. Louis Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,100	$126,200
2023	$1,486.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 N Mill St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 109 N Mill St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. LOUIS serves 6,976 people · EPA ID MI0006320
Water Source	Purchased surface water from GRATIOT AREA WATER AUTHORITY
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Baraga Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
ISP Management Fixed Wireless	200 / 40
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CMS Internet, Point Broadband.

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