109 N Mill St, Saint Jo, TX 76265 Property Records

Montague County property record for 109 N Mill St, Saint Jo, TX 76265

Property Summary

Property Type	Single Family Home
Details	896 sqft · built 1950
Lot Size	0.359 acres (15,651 sqft)
Owner	Individual Name on File
Last Sale	$88,400 (Dec 2017)
Tax Bill	$1,769 (2026)
Deeds & Mortgages	Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R000004996`

Property Details

APN / Parcel Number

Primary APN	`R000004996`
Alternative APN	`10500.0024.0009.0000`

Interior

Stories	1 Story
Building Area	896 sqft Total Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	15,651 sqft (0.359 acres)
Garage Type	Carport
Garage Area	160 sqft
Carport	Carport
Carport Area	160 sqft
Porch	Porch
Porch Area	32 sqft
Patio Area	392 sqft

Location & Zoning

Account Number	10500.0024.0009.0000
Street Address	109 N MILL ST
City	SAINT JO
State	TX
Zip	76265-9662
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF LOTS 9 & 10 BLK 24 ORIGINAL SAINT JO
Legal Subdivision	ORIGINAL PLAT OF THE TOWN OF SAINT JO
Legal Block	24
Legal Lot Number	9,10
Jurisdiction	MONTAGUE TX
Township / Civil Division	ST. JO
Census Block Group	2
Census Block	2042
Census Tract	950100

Owner

109 N Mill St is owned and occupied by an individual who bought it in December 2017.

Source: Montague County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	109 N MILL ST, SAINT JO, TX 76265-9662
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2017 · Amount on File
Deed Sale	Dec 14, 2017 · Amount on File
Deed Document Number	20175129
Record Updated	Oct 29, 2026

December 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTAGUE TX
Recording Date	Dec 14, 2017
Property Address	109 N MILL ST, SAINT JO, TX 76265
Document Number	1705129
Map Reference	VOL E PG 259
Instrument Date	Dec 14, 2017
Instrument	1705129
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 N MILL ST, SAINT JO, TX 76265

Mortgage

Document Number	1705130
Date	Dec 14, 2017
Instrument	1705130

Lender

Name	FIRST STATE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 109 N Mill St was $1,769, up 315.3% from the year before.

Source: Montague County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montague County
Municipality	Saint Jo City
Unified School District	Saint Jo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,769.00 (+315.26%)	$86,050 (-) Land $4,320 Building $81,730	$86,050 (-) Land $4,320 Building $81,730
2025	$426.00	$86,050 Land $4,320 Building $81,730	$86,050 Land $4,320 Building $81,730
2023		$92,150 Land $1,300 Building $90,850	$92,150 Land $1,300 Building $90,850
2022	$464.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 N Mill St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 N Mill St is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 43% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAINT JO serves 881 people · EPA ID TX1690006
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
ElektraFi Fixed Wireless	100 / 20

May also be available: Nextlink.

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