109 N Meyer Ave, Valmeyer, IL 62295 Property Records

Monroe County property record for 109 N Meyer Ave, Valmeyer, IL 62295

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,344 sqft · built 2005
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Tax Bill	$3,649 (2025)
Deeds & Mortgages	May 2026 Mortgage Aug 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`06-35-449-200-000`

Property Details

APN / Parcel Number

Primary APN	`06-35-449-200-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Basement Area	1,344 sqft
Unfinished Basement	1,344 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Lot Area	15,246 sqft (0.35 acres)
Garage Area	440 sqft
Driveway	Concrete Driveway
Driveway Area	527 sqft

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Deck Area	100 sqft
Patio Area	253 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	109 N MEYER AVE
City	VALMEYER
State	IL
Zip	62295-3250
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VR1
Legal Description	PART LOT 200 NEW VALMEYER PHASE 4
Legal Range	11W
Legal Township	02S
Legal Section	35
Legal Subdivision	FINAL PLAT OF NEW VALMEYER PHASE 4
Legal Lot Number	200
Jurisdiction	MONROE IL
Township / Civil Division	20
Census Block Group	1
Census Block	1050
Census Tract	600402

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 N MEYER AVE, VALMEYER, IL 62295-3250
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Quit Claim Deed, Transfer · FHA Mortgage LOWER LLC
Aug 18, 2023	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Apr 28, 2023	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Mar 26, 2018	Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK WATERLOO
Mar 21, 2017	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN
Jan 17, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2026
Deed Sale	May 1, 2026
Prior Sale	Aug 18, 2023 · Amount on Record
Deed Document Number	2026442385
Prior Transfer Date	Apr 25, 2023
Prior Transfer Doc	0000428796
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IL
Recording Date	May 1, 2026
Property Address	109 N MEYER AVE, VALMEYER, IL 62295-3250
Document Number	0000442385
Instrument Date	Apr 24, 2026
Instrument	2026442385
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	COMMUNITY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	109 N MEYER AVE, VALMEYER, IL 62295-3250

Mortgage

Document Number	0000442386,
Date	May 1, 2026
Instrument	2026442386

Lender

Name	LOWER LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.75%
Max Rate	-1%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Aug 18, 2023
Property Address	109 N MEYER AVE, VALMEYER, IL 62295-3250
Document Number	0000430174
Instrument Date	Aug 17, 2023
Instrument	430174
Transaction Type	Transfer
Record Updated	Sep 20, 2023
Title Company	ACCENT TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 KASEY LN, WATERLOO, IL 62298-1495

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 N MEYER AVE, VALMEYER, IL 62295-3250

Mortgage

Document Number	0000430175
Date	Aug 18, 2023
Instrument	430175

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.45%

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IL
Recording Date	Apr 28, 2023
Property Address	109 N MEYER AVE, VALMEYER, IL 62295-3250
Document Number	0000428796
Instrument Date	Apr 25, 2023
Instrument	428796
Transaction Type	Transfer
Record Updated	May 17, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$202.50
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22 VILLA CT, WATERLOO, IL 62298-3279

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 N MEYER AVE, VALMEYER, IL 62295-3250

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE IL
Recording Date	Mar 26, 2018
Property Address	109 N MEYER AVE, VALMEYER, IL 62295-3250
Document Number	0000394995
Map Reference	PE 2-13A
Instrument Date	Mar 23, 2018
Instrument	394995
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	ACCENT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$202.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 N MEYER AVE, VALMEYER, IL 62295-3250

Mortgage

Document Number	0000394996
Date	Mar 26, 2018
Instrument	394996

Lender

Name	FIRST NATIONAL BANK WATERLOO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Interest

Rate Type	Fixed Rate

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONROE IL
Recording Date	Mar 21, 2017
Property Address	109 N MEYER AVE, VALMEYER, IL 62295-3250
Document Number	0000388869
Instrument Date	Mar 2, 2017
Instrument	388869
Transaction Type	Transfer
Record Updated	Mar 28, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount Recorded
Tax	$158.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	333 W WOODLAND RDG VALMEYER IL 622953031, VALMEYER, IL 62295-3031

January 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MONROE IL
Recording Date	Jan 17, 2017
Property Address	109 N MEYER AVE, VALMEYER, IL 62295-3250
Document Number	0000387852
Instrument Date	Dec 30, 2016
Instrument	387852
Transaction Type	Foreclosure
Record Updated	Mar 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	10790 RANCHO BERNARDO RD SAN DIEGO CA 921275705, SAN DIEGO, CA 92127-5705
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Valmeyer Village
Unified School District	Valmeyer Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,649.00 (-5.49%) Homeowner's exemption	$72,490 (-1.59%) Land $8,920 Building $63,570	$217,470 (-1.59%) Land $26,760 Building $190,710
2024	$3,861.00	$73,663 (+38.86%) Land $9,420 Building $64,243	$220,989 (+38.86%) Land $28,260 Building $192,729
2022		$53,050 (+6.96%) Land $8,920 Building $44,130	$159,150 (+6.96%) Land $26,760 Building $132,390
2021		$49,600 Land $8,920 Building $40,680	$148,800 Land $26,760 Building $122,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Nearby Flood Policies	42 in force
Nearby Flood Claims	5 (1993–2013)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms & Flooding, Aug 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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