DuPage County property record for 109 N Main St, Wheaton, IL 60187
| Property Type | Commercial |
|---|---|
| Details | 1.5 ba · 5,244 sqft · built 1908 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Company Name on File |
| Last Sale | $850,000 (Mar 2019) |
| Tax Bill | $18,910 (2025) |
| Deeds & Mortgages | Mar 2019 Sale & Mortgage Jun 2017 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-16-303-009 |
| Primary APN | 05-16-303-009 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,244 sqft Gross Area |
| Basement Area | 1,748 sqft |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1908 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 2,178 sqft (0.05 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 109 N MAIN ST |
|---|---|
| City | WHEATON |
| State | IL |
| Zip | 60187-5326 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | C |
| Legal Description | OWNERS 2ND ASSMT DIV LOT 6 W 1/2 LOT 7 BLK 6 |
| Legal Subdivision | OWNERS 2ND ASSMT DIV |
| Legal Block | 6 |
| Legal Lot Number | 6,7 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | MILTON |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 842500 |
109 N Main St, a commercial property, is owned by a company that bought it in March 2019.
Source: DuPage County records, as of August 17, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 109 N MAIN ST, WHEATON, IL 60187-5326 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 6, 2019 | Warranty Deed, Transfer · Commercial Mortgage PNC BANK NA |
| Jun 21, 2017 | Quit Claim Deed, Transfer Quitclaim |
| May 23, 2017 | Deed of Trust, Mortgage · Line of Credit KATHY J ROMINE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 6, 2019 · Amount on File |
| Deed Sale | Mar 6, 2019 · Amount on File |
| Deed Document Number | 201916034 |
| Prior Transfer Date | Jun 21, 2017 |
| Prior Transfer Doc | 0000061394 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Mar 6, 2019 |
| Property Address | 109 N MAIN ST, WHEATON, IL 60187-5326 |
| Document Number | 0000016034 |
| Map Reference | DOC91155 |
| Instrument Date | Feb 28, 2019 |
| Instrument | R2019-016034 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | ATTORNEYS TITLE GUARANTY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $850.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 N MAIN ST, WHEATON, IL 60187-5326 |
| Document Number | 0000016036 |
|---|---|
| Date | Mar 6, 2019 |
| Instrument | R2019-016036 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Jun 21, 2017 |
| Property Address | 109 N MAIN ST, WHEATON, IL 60187-5326 |
| Document Number | 0000061394 |
| Instrument Date | Jun 21, 2017 |
| Instrument | 61394 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1512 DALY RD WHEATON IL 601873310, WHEATON, IL 60187-3310 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 109 N MAIN ST, WHEATON, IL 60187-5326 |
| Document Number | 0000052202 |
| Instrument Date | May 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1512 DALY RD WHEATON IL 601873310, WHEATON, IL 60187-3310 |
| Document Number | 0000052202 |
|---|---|
| Date | May 30, 2017 |
| Instrument | 52202 |
| Name | KATHY J ROMINE |
|---|---|
| Address | 22525 SWANSTONE CT, FRANKFORT, IL 60423-9023 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | May 29, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.02% |
The 2025 property tax bill for 109 N Main St was $18,910, up 2.8% from the year before.
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Milton Township |
| Municipality | Wheaton City |
| Unified School District | Community Unit School District 200 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,910.00 (+2.82%) | $293,470 (+8.46%) Land $25,569 Building $267,901 | $880,410 (+8.46%) Land $76,707 Building $803,703 |
| 2024 | $18,391.00 | $270,579 Land $23,575 Building $247,004 | $811,737 Land $70,725 Building $741,012 |
| 2022 | $13,669.00 | $189,750 Land $28,810 Building $160,940 | $569,250 Land $86,430 Building $482,820 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 109 N Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 109 N Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHEATON serves 53,970 people · EPA ID IL0431050 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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