St. Joseph County property record for 109 N Main St, Three Rivers, MI 49093
| Property Type | Commercial |
|---|---|
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Company Name on File |
| Last Sale | $54,000 (Jan 2021) |
| Deeds & Mortgages | Jan 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-115-003-00 |
| Primary APN | 051-115-003-00 |
|---|
| Lot Area | 6,534 sqft (0.15 acres) |
|---|---|
| Lot Dimensions | 98 ft deep x 66 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 109 N MAIN ST |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-1521 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | B-3 |
| Legal Description | PART OF LOT 1. BEG ON E LN OF N. MAIN ST 133 FT S OF SW COR OF LOT 2 SD ADD TH S 66.5 FT TH E 76 FT TO W LN PORTAGE AVE TH NE |
| Legal Subdivision | CITY OF THREE RIVERS |
| Legal Lot Number | 1-2 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 40100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Downtown Three Rivers Commercial Historic District listed 1982 · 47 contributing resources · NRIS 82004472 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
109 N Main St, a commercial property, is owned by a company that bought it in January 2021.
Source: St. Joseph County records, as of July 24, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 107 N MAIN ST, THREE RIVERS, MI 49093-1521 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 14, 2021 · Amount on File |
| Deed Sale | Jan 14, 2021 · Amount on File |
| Deed Document Number | 2021493 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Jan 14, 2021 |
| Property Address | 109 N MAIN ST, THREE RIVERS, MI 49093-1521 |
| Document Number | 2021000493 |
| Map Reference | LB H PG 287 |
| Instrument Date | Dec 9, 2020 |
| Instrument | 2021000493 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 333 W MICHIGAN AVE, 333, THREE RIVERS, MI 49093-2124 |
| Name | Verified Name |
|---|---|
| Address | 107 N MAIN ST, THREE RIVERS, MI 49093-1521 |
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
FEMA maps place 109 N Main St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1982–2020) |
| Most Recent Claim | May 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 N Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THREE RIVERS serves 7,905 people · EPA ID MI0006610 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
May also be available: Spectrum.
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