109 N Main St, Sumter, SC 29150 Property Records

Sumter County property record for 109 N Main St, Sumter, SC 29150

Property Summary

Property Type	Commercial Office
Details	3,039 sqft · built 1900
Lot Size	0.108 acres (4,700 sqft)
Owner	Company Name on Record
Last Sale	$162,070 (Apr 2012)
Tax Bill	$7,500 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Mar 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`249-09-01-027`

Property Details

APN / Parcel Number

Primary APN	`249-09-01-027`
Alternative APN	`48570`

Interior

Stories	2 Stories
Building Area	3,039 sqft Gross Area
1st Floor Area	3,024 sqft
Office	6,047 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1990
Exterior Material	Brick
Construction Type	Brick
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	4,700 sqft (0.108 acres)
Porch	Covered/Finished Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	48570
Street Address	109 N MAIN ST
City	SUMTER
State	SC
Zip	29150-4947
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Local Zoning Code	G-C
Legal Description	30 FT AV -
Legal Lot Number	4
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	2
Census Block	2010
Census Tract	1300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Sumter Historic District listed 1975 · 74 contributing resources · NRIS 75001707

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Sumter County records, as of August 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	109 N MAIN ST, SUMTER, SC 29150-4947
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Deed of Trust, Mortgage · Line of Credit VELOCITY COMMERCIAL CAPITAL LLC
Mar 6, 2026	Deed, Transfer · Commercial Mortgage VELOCITY COMMERCIAL CAPITAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2012 · Amount on Record
Deed Sale	Apr 12, 2012 · Amount on Record
Prior Sale	Feb 23, 2010 · Amount on Record
Deed Book / Page	1169 / 3105
Prior Transfer Date	Feb 18, 2010
Prior Transfer Doc	1169003105
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Recording Date	Aug 6, 2026
Property Address	109 N MAIN ST, SUMTER, SC 29150-4947
Document Number	1357004611
Book / Page	1357 / 4611
Instrument Date	Jul 1, 2026
Transaction Type	Mortgage
Record Updated	Aug 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	109 N MAIN ST, SUMTER, SC 29150-4947

Mortgage

Document Number	1357004611,
Date	Aug 6, 2026
Book Page	1357/4611

Lender

Name	VELOCITY COMMERCIAL CAPITAL LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.48%
Max Rate	-1%

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Mar 6, 2026
Property Address	109 N MAIN ST, SUMTER, SC 29150-4947
Document Number	0013511916
Book / Page	1351 / 1916
Map Reference	MB 2012 PG 82
Instrument Date	Feb 19, 2026
Transaction Type	Transfer
Record Updated	Mar 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 N MAIN ST, SUMTER, SC 29150-4947

Mortgage

Document Number	0013511921
Date	Mar 6, 2026
Instrument	1351/1921

Lender

Name	VELOCITY COMMERCIAL CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,500.00 (+3.51%)	$19,640 (-) Land $1,620 Building $18,020	$327,416 (-) Land $27,025 Building $300,391
2023		$19,640 (-) Land $1,620 Building $18,020	$327,416 (-) Land $27,025 Building $300,391
2022	$7,246.00	$19,640 Land $1,620 Building $18,020	$327,416 Land $27,025 Building $300,391

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1981)
Most Recent Claim	Apr 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, FTC, T-Mobile.

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