Putnam County property record for 109 N Main St, Roachdale, IN 46172
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,290 sqft · built 1980 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,159 (2025) |
| Deeds & Mortgages | Jan 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 67-02-01-404-040.000-006 |
| Primary APN | 67-02-01-404-040.000-006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,290 sqft Living Area |
| 1st Floor Area | 1,290 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Mixed |
| Garage Area | 1,528 sqft |
| Parking Spaces | 5 Parking Spaces |
| Deck Area | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00000002070 |
|---|---|
| Street Address | 109 N MAIN ST |
| City | ROACHDALE |
| State | IN |
| Zip | 46172-9026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZO01 |
| Legal Description | PT SE SE S1 T16 R4 .17A |
| Legal Range | 4 |
| Legal Township | 16 |
| Legal Section | 1 |
| Jurisdiction | PUTNAM IN |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 956000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Roachdale Historic District listed 2020 · 135 contributing resources · NRIS 100003187 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
109 N Main St is owned and occupied by an individual.
Source: Putnam County records, as of June 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 N MAIN ST, ROACHDALE, IN 46172-9026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM IN |
| Property Address | 109 N MAIN ST, ROACHDALE, IN 46172-9026 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000253 |
|---|---|
| Date | Jan 18, 2019 |
| Instrument | 2019000253 |
| Name | TEACHERS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 156 Months |
| Due | Jan 11, 2032 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 109 N Main St was $2,159 with a homeowner's exemption, up 14.3% from the year before.
Source: Putnam County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Putnam County |
| County Subdivision | Franklin Township |
| Municipality | Roachdale Town |
| Unified School District | North Putnam Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,159.00 (+14.29%) Homeowner's exemption | $223,100 Land $10,100 Building $213,000 | $223,100 Land $10,100 Building $213,000 |
| 2024 | $1,889.00 | ||
| 2023 | $154,700 (+66.88%) Land $14,600 Building $140,100 | $154,700 (+66.88%) Land $14,600 Building $140,100 | |
| 2022 | $634.00 | $92,700 Land $14,600 Building $78,100 | $92,700 Land $14,600 Building $78,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 N Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 5, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 109 N Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROACHDALE WATER WORKS serves 980 people · EPA ID IN5267007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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