Ellis County property record for 109 N Main St, Red Oak, TX 75154
| Property Type | Commercial |
|---|---|
| Details | 1 ba · 1,350 sqft · built 1950 |
| Lot Size | 0.13 acres (5,662 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,834 (2025) |
| Deeds & Mortgages | Nov 2023 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R179848 |
| Primary APN | R179848 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,350 sqft Gross Area |
| 1st Floor Area | 1,295 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Roof Type | Flat |
| Roof Material | Composition Shingle |
| Lot Area | 5,662 sqft (0.13 acres) |
| Porch | Covered Porch |
| Porch Area | 55 sqft |
| Storage Building | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 109 N MAIN ST |
|---|---|
| City | RED OAK |
| State | TX |
| Zip | 75154-4621 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | 60 R BELL 0.13 ACRES |
| Legal Subdivision | R BELL |
| Jurisdiction | ELLIS TX |
| Township / Civil Division | WAXAHACHIE |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 60206 |
109 N Main St, a commercial property, is owned by two individuals who acquired it in November 2024.
Source: Ellis County records, as of August 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 N MAIN ST, RED OAK, TX 75154-4621 |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2024 |
| Deed Sale | Nov 13, 2024 |
| Prior Sale | Nov 21, 2023 · Amount on File |
| Deed Document Number | 202436446 |
| Record Updated | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Nov 21, 2023 |
| Property Address | 109 N MAIN ST, RED OAK, TX 75154-4621 |
| Document Number | 0002334582 |
| Map Reference | VOL 735 PG 446 |
| Instrument Date | Nov 17, 2023 |
| Instrument | 2334582 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2025 |
| Title Company | FIDELITY NATIONAL LS, FIDELITY NATIONAL |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0002334583 |
|---|---|
| Date | Nov 21, 2023 |
| Instrument | 2334583 |
| Name | INTERBANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2038 |
The 2025 property tax bill for 109 N Main St was $2,834, up 5.7% from the year before.
Source: Ellis County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Ellis County |
| Municipality | Red Oak City |
| Unified School District | Red Oak Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $150,019 (+7.59%) Land $56,620 Building $93,399 | $150,019 (+7.59%) Land $56,620 Building $93,399 | |
| 2025 | $2,834.00 (+5.67%) | $139,432 Land $43,881 Building $95,551 | $139,432 Land $43,881 Building $95,551 |
| 2024 | $2,682.00 | ||
| 2023 | $113,412 Land $43,881 Building $69,531 | $113,412 Land $43,881 Building $69,531 | |
| 2018 | $963.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 N Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2022 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 N Main St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RED OAK serves 18,577 people · EPA ID TX0700031 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Element8.
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