Covington County property record for 109 N Main St, Mount Olive, MS 39119
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,482 sqft · built 1927 |
| Lot Size | 0.31 acres (13,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $80,000 (Sep 2007) |
| Tax Bill | $490 (2025) |
| Deeds & Mortgages | Sep 2007 Mortgage Jul 2006 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 181K12 05900 |
| Primary APN | 181K12 05900 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,482 sqft Adjusted Area |
| 1st Floor Area | 1,390 sqft |
| Flooring | Wood |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,600 sqft (0.31 acres) |
| Garage Type | Carport |
| Garage Area | 192 sqft |
| Carport | Carport |
| Carport Area | 192 sqft |
| Account Number | 10969 |
|---|---|
| Street Address | 109 N MAIN ST |
| City | MOUNT OLIVE |
| State | MS |
| Zip | 39119-5604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 10 STRIP OF LOT 14 & LOT 15 & W 10 OF LOT 16 BLK 8, IN MT OLIVE CALHOUN-PEARCE ADDITION 8408140 B 0271 P 0009 09/05/2007 |
| Legal Range | 17W |
| Legal Township | 09N |
| Legal Section | 12 |
| Legal Subdivision | CALHOUN-PEARCE ADD |
| Legal Block | 8 |
| Legal Lot Number | 14-16 |
| Jurisdiction | COVINGTON MS |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 950300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Mount Olive Historic District listed 2019 · 73 contributing resources · NRIS 100004507 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
109 N Main St is owned by an individual who bought it in September 2007.
Source: Covington County records, as of June 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 413 SHELBY MARIE DR, MADISONVILLE, LA 70447-9513 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 5, 2007 | Deed of Trust, Mortgage CHASE BANK USA NA/ JAY MORRIS, TRUSTEE |
| Jul 27, 2006 | Deed of Trust, Mortgage REGIONS BANK/ / EMMETT JAMES HOUSE, TRUS |
| Aug 20, 2025 | Warranty Deed, Transfer UNKNOWN, DEEP SOUTH TITLE COLLINS LLC |
| Sep 5, 2007 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 5, 2007 · Amount on File |
| Deed Sale | Sep 5, 2007 · Amount on File |
| Deed Book / Page | 271 / 9 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COVINGTON MS |
| Property Address | 109 N MAIN ST, MOUNT OLIVE, MS 39119-5604 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000603/357 |
|---|---|
| Date | Sep 5, 2007 |
| Book Page | 603/357 |
| Name | CHASE BANK USA NA/ JAY MORRIS, TRUSTEE |
|---|---|
| Address | NEWARK, DE 19711 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 10, 2037 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COVINGTON MS |
| Property Address | 109 N MAIN ST, MOUNT OLIVE, MS 39119-5604 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000586/185 |
|---|---|
| Date | Jul 27, 2006 |
| Book Page | 586/185 |
| Name | REGIONS BANK/ / EMMETT JAMES HOUSE, TRUS |
|---|---|
| Address | CORDOVA, TN 38016 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Aug 1, 2021 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COVINGTON MS |
| Recording Date | Aug 20, 2025 |
| Property Address | 109 N MAIN ST, MOUNT OLIVE, MS 39119-5604 |
| Document Number | 000373/454 |
| Book / Page | 373 / 454 |
| Instrument Date | Jul 21, 2025 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2025 |
| Title Company | UNKNOWN, DEEP SOUTH TITLE COLLINS LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 539 TALLOW TREE DR, MADISONVILLE, LA 70447-3351 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1141, MOUNT OLIVE, MS 39119-1141 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COVINGTON MS |
| Recording Date | Sep 5, 2007 |
| Property Address | 109 N MAIN ST, MOUNT OLIVE, MS 39119-5604 |
| Document Number | 000271/009 |
| Book / Page | 271 / 009 |
| Instrument Date | Jul 31, 2007 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 109 N Main St was $490.
Source: Covington County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Covington County |
| Municipality | Mount Olive Town |
| Unified School District | Covington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $490.00 | $5,552 (-) | |
| 2024 | $5,552 (-) | $37,010 (-) Land $3,500 Building $33,510 | |
| 2023 | $5,552 (-) | $37,010 (-) Land $3,500 Building $33,510 | |
| 2022 | $466.00 | $5,552 | $37,010 Land $3,500 Building $33,510 |
| 2019 | $396.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 109 N Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1990) |
| Most Recent Claim | Feb 1990 · Severe Storms, Tornadoes & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 N Main St is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 55% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH COVINGTON W/A-NORTH public/private · serves 1,259 people · EPA ID MS0160004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Copper | 1.7 mg/L (2018–2020) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 10 / 1 |
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