Polk County property record for 109 N Main St, Luck, WI 54853
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.239 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $50,000 (Jan 2017) |
| Tax Bill | $1,789 (2025) |
| Deeds & Mortgages | May 2019 Transfer Jan 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146-00169-0000 |
| Primary APN | 146-00169-0000 |
|---|
| Lot Area | 10,454 sqft (0.239 acres) |
|---|
| Street Address | 109 N MAIN ST |
|---|---|
| City | LUCK |
| State | WI |
| Zip | 54853 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 75' OF E 140' OF LOT 4 BLK 13 SECOND ADDITION TO LAWSON CITY 427/421 |
| Legal Block | 13 |
| Legal Lot Number | 4 |
| Jurisdiction | POLK WI |
| Township / Civil Division | LUCK |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 960200 |
109 N Main St is owned by an individual who acquired it in May 2019.
Source: Polk County records, as of February 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 613, LUCK, WI 54853-0613 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 23, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Jan 12, 2017 | Warranty Deed, Transfer · Commercial Mortgage NORTHWEST LAND TITLE INC, NORTHWEST LAND TITLE |
| Jan 12, 2017 | Warranty Deed, Transfer · Commercial Mortgage FRANDSEN BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 12, 2017 · Amount on File |
| Deed Sale | Jan 12, 2017 · Amount on File |
| Prior Sale | Jan 12, 2017 · Amount on File |
| Deed Document Number | 0000848116 |
| Last Transfer Date | May 23, 2019 |
| Transfer Doc | 0000872008 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK WI |
| Recording Date | May 23, 2019 |
| Property Address | 109 N MAIN ST, LUCK, WI 54853 |
| Document Number | 0000872008 |
| Instrument Date | May 17, 2019 |
| Instrument | 872008 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 E NORTH AVE, LUCK, WI 54853-9051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK WI |
| Recording Date | Jan 12, 2017 |
| Property Address | 109 N MAIN ST, LUCK, WI 54853 |
| Document Number | 848116 |
| Instrument Date | Dec 27, 2016 |
| Instrument | 848116 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Title Company | NORTHWEST LAND TITLE INC, NORTHWEST LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $150.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | , 848117 |
|---|---|
| Date | Jan 12, 2017 |
| Instrument | 848117 |
| Type | Bank |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK WI |
| Recording Date | Jan 12, 2017 |
| Property Address | 109 N MAIN ST, LUCK, WI 54853 |
| Document Number | 0000848116 |
| Instrument Date | Dec 27, 2016 |
| Instrument | 848116 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2024 |
| Title Company | NORTHWEST LAND TITLE INC, NORTHWEST LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $150.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 0000848117 |
|---|---|
| Date | Jan 12, 2017 |
| Instrument | 848117 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2032 |
The 2025 property tax bill for 109 N Main St was $1,789.
Source: Polk County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Polk County |
| Municipality | Luck Village |
| Unified School District | Luck School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,789.00 | $112,200 Land $16,500 Building $95,700 | $115,000 Land $16,912 Building $98,088 |
| 2023 | $1,052.00 (+5.41%) | $43,500 (-) Land $12,000 Building $31,500 | $74,400 (+17.54%) |
| 2022 | $998.00 | $43,500 Land $12,000 Building $31,500 | $63,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 N Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1986) |
| Most Recent Claim | Jul 1986 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 N Main St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUCK WATERWORKS serves 1,150 people · EPA ID WI6490338 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lakeland Communications Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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