109 N Laurel St, Springfield, GA 31329 Property Records

Effingham County property record for 109 N Laurel St, Springfield, GA 31329

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details2,584 sqft · built 1970
Lot Size0.08 acres (3,485 sqft)
OwnerIndividual Name on File
Last Sale$63,000 (Feb 2011)
Tax Bill$3,976 (2025)
Deeds & MortgagesAug 2023 Sale
Aug 2017 Sale
Flood ZoneZone X (minimal risk)
APNS1020-055-A00

Property Details

APN / Parcel Number

Primary APNS1020-055-A00
Alternative APN
  • 26409

Interior

Stories1 Story
Building Area2,584 sqft Total Area
FlooringVinyl/Resilient
Interior WallsFinished/Painted
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialTar & Gravel
Lot Area3,485 sqft (0.08 acres)
Lot Dimensions90 ft deep x 38 ft wide
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number26409
Street Address109 N LAUREL ST
CitySPRINGFIELD
StateGA
Zip31329-6804
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeB-2
Legal Description.08 AC LOT 10 & POR 11 BLK 111
Legal SubdivisionS101: CITY OF SPRINGFIELD COMM
Legal Block111
Legal Lot Number10
JurisdictionEFFINGHAM GA
Township / Civil DivisionGUYTON-SPRINGFIELD
Census Block Group2
Census Block2065
Census Tract30205

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Springfield Historic District
listed 2021 · 307 contributing resources · NRIS 100006329

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

109 N Laurel St, a commercial property, is owned by an individual who acquired it in August 2023.

Source: Effingham County records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address378 BOAEN RD, GUYTON, GA 31312-3932
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2023Warranty Deed, Transfer
Aug 29, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 23, 2011 · Amount on File
Deed SaleFeb 23, 2011 · Amount on File
Prior SaleApr 26, 2010
Deed Document Number2011236
Deed Book / Page1998 / 316
Last Transfer DateAug 17, 2023
Transfer Doc002866/878
Record UpdatedOct 29, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM GA
Recording DateAug 21, 2023
Property Address109 N LAUREL ST, SPRINGFIELD, GA 31329-6804
Document Number002866/878
Book / Page2866 / 878
Instrument DateAug 17, 2023
InstrumentD2023006988
Transaction TypeTransfer
Record UpdatedDec 22, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 N LAUREL ST, SPRINGFIELD, GA 31329-6804

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM GA
Recording DateAug 29, 2017
Property Address109 N LAUREL ST, SPRINGFIELD, GA 31329-6804
Document Number002425/665
Book / Page2425 / 665
Instrument DateAug 29, 2017
Instrument2017-002418
Transaction TypeTransfer
Record UpdatedDec 22, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address378 BOAEN RD, GUYTON, GA 31312-3932

Tax Assessment & Valuation

The 2025 property tax bill for 109 N Laurel St was $3,976.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyEffingham County
MunicipalitySpringfield City
Unified School DistrictEffingham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$96,377 (-) Land $23,274 Building $73,103$240,944 (-) Land $58,186 Building $182,758
2025$3,976.00$96,377 Land $23,274 Building $73,103$240,944 Land $58,186 Building $182,758
2022$1,720.00$50,629 Land $17,510 Building $33,119$126,573 Land $43,776 Building $82,797

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 N Laurel St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 36 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies36 in force
Nearby Flood Claims3 (2024)
Most Recent ClaimAug 2024 · Tropical Storm Debby
Claims by Event
  • Tropical Storm Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 N Laurel St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD
serves 3,100 people · EPA ID GA1030002
Water SourceGroundwater
Last State InspectionMar 2023
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Windstream
DSL · Fiber in parts of the area
200 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Planters Rural Telephone Cooperative.

Nearby Properties on N Laurel St

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