Jackson County property record for 109 N Front St, Talent, OR 97540
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,150 sqft · built 1977 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $290,000 (Sep 2020) |
| Tax Bill | $2,716 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 381W23CD8201 |
| Primary APN | 381W23CD8201 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,150 sqft Living Area |
| Gross Area | 1,438 sqft |
| 1st Floor Area | 1,150 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Concrete |
| Roof Material | Other |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 96 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Oil |
| Street Address | 109 N FRONT ST |
|---|---|
| City | TALENT |
| State | OR |
| Zip | 97540-6656 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-7 |
| Legal Range | 01W |
| Legal Township | 38S |
| Legal Section | 23 |
| Legal Quarter | 3 |
| Legal Block | 1 |
| Jurisdiction | JACKSON OR |
| Township / Civil Division | ASHLAND |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 1702 |
109 N Front St is owned by an individual who bought it in September 2020.
Source: Jackson County records, as of August 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 258 A ST, 1, ASHLAND, OR 97520-1947 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 11, 2020 · Amount on File |
| Deed Sale | Sep 11, 2020 · Amount on File |
| Prior Sale | Oct 1, 2003 · Amount on File |
| Deed Document Number | 202033268 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON OR |
| Recording Date | Sep 11, 2020 |
| Property Address | 109 GRAHAM ST FRNT ST, ST, APPLEGATE, OR 97530-0060 |
| Document Number | 0000033268 |
| Instrument Date | Sep 8, 2020 |
| Instrument | 2020-033268 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2022 |
| Title Company | TICOR TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 N FRONT ST, TALENT, OR 97540-6656 |
| Document Number | 0000033269 |
|---|---|
| Date | Sep 11, 2020 |
| Instrument | 2020-033269 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 109 N Front St was $2,716, up 2.4% from the year before.
Source: Jackson County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Jackson County |
| Municipality | Talent City |
| Unified School District | Phoenix-Talent School District 4 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $174,740 (+2.99%) | $313,730 (-4.64%) Land $141,480 Building $172,250 | |
| 2025 | $2,716.00 (+2.41%) | $169,660 (+3%) Land $75,910 Building $93,750 | $329,010 (+9.68%) Land $141,000 Building $188,010 |
| 2024 | $2,652.00 (+3.23%) | $164,720 (+3%) Land $73,700 Building $91,020 | $299,970 (+11.08%) Land $135,000 Building $164,970 |
| 2023 | $2,569.00 (+2.72%) | $159,930 (+2.99%) Land $71,550 Building $88,380 | $270,060 (-4.62%) Land $126,580 Building $143,480 |
| 2022 | $2,501.00 | $155,280 Land $69,470 Building $85,810 | $283,140 Land $127,770 Building $155,370 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 N Front St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 N Front St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 87% of Oregon |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TALENT serves 6,293 people · EPA ID OR4100857 |
|---|---|
| Water Source | Purchased surface water from MEDFORD WATER COMMISSION |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Rogue Broadband Fixed Wireless | 200 / 25 |
| FireServe Fixed Wireless | 100 / 30 |
May also be available: CenturyLink, Hunter Communications.
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