109 N Coolidge St, Normal, IL 61761 Property Records

McLean County property record for 109 N Coolidge St, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 936 sqft · built 1956
Lot Size	0.125 acres (5,458 sqft)
Owner	2 Individual Names on File
Last Sale	$113,500 (Apr 2020)
Tax Bill	$3,781 (2024)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Apr 2020 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-29-279-014`

Property Details

APN / Parcel Number

Primary APN	`14-29-279-014`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	936 sqft
Basement Area	936 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	5,458 sqft (0.125 acres)
Lot Dimensions	109 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	109 N COOLIDGE ST
City	NORMAL
State	IL
Zip	61761-2431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	UNIVERSITY ADD TO LOT 25 & 28
Legal Range	02E
Legal Township	24N
Legal Section	29
Legal Subdivision	UNIVERSITY ADD
Legal Lot Number	25,28
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	1
Census Block	1002
Census Tract	302

Owner

109 N Coolidge St is owned and occupied by two individuals who bought it in April 2020.

Source: McLean County records, as of April 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	109 N COOLIDGE ST, NORMAL, IL 61761-2431
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC
Apr 7, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Apr 7, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2020 · Amount on File
Deed Sale	Apr 7, 2020 · Amount on File
Deed Document Number	20205930
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Aug 28, 2023
Property Address	109 N COOLIDGE ST, NORMAL, IL 61761-2431
Document Number	202300011377
Instrument Date	Aug 18, 2023
Instrument	2023-00011377
Transaction Type	Transfer
Record Updated	Sep 7, 2023
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	109 N COOLIDGE ST, NORMAL, IL 61761-2431

Mortgage

Document Number	202300011378
Date	Aug 28, 2023
Instrument	2023-00011378

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.37%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	109 N COOLIDGE ST, NORMAL, IL 61761-2431
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	ILLINOIS TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000005932
Date	Apr 7, 2020
Instrument	2020-00005932

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 7, 2020
Property Address	109 N COOLIDGE ST, NORMAL, IL 61761-2431
Document Number	202000005930
Instrument Date	Apr 3, 2020
Instrument	2020-00005930
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ILLINOIS TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.25
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 N COOLIDGE ST, NORMAL, IL 61761-2431

Mortgage

Document Number	202000005931
Date	Apr 7, 2020
Instrument	2020-00005931

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Mortgage

Document Number	202000005934
Date	Apr 7, 2020
Instrument	2020-00005934

Lender

Name	TOWN OF NORMAL
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$57,375 Land $10,008 Building $47,367	$172,125 Land $30,024 Building $142,101
2024	$3,781.00 (+7.57%)
2023	$3,515.00 (+7.13%)	$47,072 (+10.69%) Land $8,211 Building $38,861	$141,216 (+10.69%) Land $24,633 Building $116,583
2022	$3,281.00	$42,526 Land $7,418 Building $35,108	$127,578 Land $22,254 Building $105,324

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 109 N Coolidge St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 109 N Coolidge St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, Pavlov Media, Watch TV.

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