109 N Compass Dr, Grandy, NC 27939 Property Records

Currituck County property record for 109 N Compass Dr, Grandy, NC 27939

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,666 sqft · built 2006
Lot Size0.12 acres (5,227 sqft)
OwnerIndividual Name on File
Last Sale$1,400,000 (Jul 2021)
Tax Bill$1,724 (2025)
Deeds & MortgagesSep 2022 Line of Credit
Jul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN9921-27-4171

Property Details

APN / Parcel Number

Primary APN9921-27-4171
Alternative APNs
  • 108E00000050000
  • 000160172
  • 9921-27

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,666 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleConventional
Exterior MaterialOther
Construction TypeFrame
Foundation TypeNo Foundation
Roof MaterialComposition Shingle
Lot Area5,227 sqft (0.12 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number000160172
Street Address109 N COMPASS DR
CityGRANDY
StateNC
Zip27939-9658
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionLOT 5 WATERSIDE VILLAGES OF CURR
Legal SubdivisionWATERSIDE VILLAGES OF CURR
Legal Lot Number5
JurisdictionCURRITUCK NC
Township / Civil DivisionPOPLAR BRANCH
Census Block Group1
Census Block1005
Census Tract110401

Owner

Source: Currituck County assessment roll, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address109 N COMPASS DR, GRANDY, NC 27939-9658
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2022Deed of Trust, Mortgage · Line of Credit
LANGLEY FCU
Jul 13, 2021Warranty Deed, Transfer · Conventional Mortgage
TOWNE MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 13, 2021 · Amount on Record
Deed SaleJul 13, 2021 · Amount on Record
Prior SaleAug 10, 2007 · Amount on Record
Deed Document Number2021366653
Deed Book / Page1637 / 340
Record UpdatedJun 8, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCURRITUCK NC
Property Address109 N COMPASS DR, GRANDY, NC 27939-9658
Transaction TypeMortgage
Record UpdatedApr 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0017110550
DateSep 28, 2022
Book Page1711/550
Instrument378932
Lender
NameLANGLEY FCU
TypeCredit Union
AddressNEWPORT NEWS, VA 23612
Agreement
TypeLine of Credit
AmountAmount Recorded
Term204 Months
DueSep 27, 2039
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCURRITUCK NC
Recording DateJul 13, 2021
Property Address109 N COMPASS DR, GRANDY, NC 27939-9658
Document Number0016370340
Book / Page1637 / 340
Map ReferenceCAB I SL 367-368
Instrument DateJul 9, 2021
Instrument366653
Transaction TypeTransfer
Record UpdatedApr 10, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$560.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address30 KATE WAGNER CT, WESTMINSTER, MD 21157-6950

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 N COMPASS DR, GRANDY, NC 27939-9658

Mortgage

Document Number0000366655
DateJul 13, 2021
Instrument366655
Lender
NameTOWNE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCurrituck County
Unified School DistrictCurrituck County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,724.00 (+0.52%)$234,100 (-) Land $40,300 Building $193,800
2024$1,715.00 (+10.15%)$234,100 (-) Land $40,300 Building $193,800
2023$1,557.00 (+18.4%)$234,100 (-) Land $40,300 Building $193,800$234,100 (-) Land $40,300 Building $193,800
2022$1,315.00$234,100 Land $40,300 Building $193,800$234,100 (-) Land $40,300 Building $193,800
2021$234,100 Land $40,300 Building $193,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 101 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies121 units insured
incl. 20 condo units
Nearby Flood Claims97 (1998–2022)
Claims Outside the SFHA2 of 97
Most Recent ClaimJun 2022
Claims by Event
  • Hurricane Florence, Sep 2018 · 6 claims
  • Hurricane Matthew, Oct 2016 · 14 claims
  • Hurricane Irene, Aug 2011 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHERN OUTER BANKS WTR SYST
serves 8,209 people · EPA ID NC6027001
Water SourceGroundwater
Last State InspectionAug 2025
Also Mapped HereCURRITUCK COUNTY WATER SYSTEM
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Mediacom Communications
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

Nearby Properties on N Compass Dr

Nearby Streets

Search Property Records by Address or Parcel Number