109 N Cedar St, Gardner, IL 60424 Property Records

Grundy County property record for 109 N Cedar St, Gardner, IL 60424 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Lot Size7,405 sqft (0.17 acres)
Tax Bill$3,294.00 (2025)

Property Details

APN / Parcel Number

Primary APN12-04-485-009

Exterior

Lot Area7,405 sqft (0.17 acres)

Location & Zoning

Street Address109 N CEDAR ST
CityGARDNER
StateIL
Zip60424
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionORIG TN GARDNER LT 6 BLK 19 SEC 4-31-8
Legal Range08W
Legal Township31N
Legal Section04
Legal SubdivisionORIGINAL TOWN GARDNER
Legal Block19
Legal Lot Number6
JurisdictionGRUNDY IL
Minor Civil DivisionGARFIELD
Census Blockgroup4
Census Block4025
Census Tract900

Owner

Source: Grundy County records · APN 12-04-485-009

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address120 S SAINT LOUIS ST, DWIGHT, IL 60420-1422
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record RefreshedSep 20, 2026

October 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionGRUNDY IL
Property Address109 N CEDAR ST, GARDNER, IL 60424
Document Number0000581322
Instrument DateOct 15, 2018
Transaction TypeMortgage
Record UpdatedDec 04, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address120 S SAINT LOUIS ST DWIGHT IL 604201422, DWIGHT, IL 60420-1422

Mortgage

Document Number0000581322
DateNov 16, 2018
Instrument581322
Lender
NameBANK OF PONTIAC
TypeBank
AddressDWIGHT, IL 60420
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueNov 15, 2023
Interest
Rate TypeAdjustable Rate
Rate7.5%

Tax Assessment & Valuation

Source: Grundy County records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyGrundy County
County SubdivisionGarfield Township
MunicipalityGardner Village
Elementary School DistrictGardner Community Consolidated School District 72C (KG - 08)
Secondary School DistrictGardner-South Wilmington Township High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,294.00 (+30.3%)$40,199 (+30.32%) Land $6,234 Building $33,965$120,597 (+30.32%) Land $18,702 Building $101,895
2022$2,528.00$30,846 Land $4,784 Building $26,062$92,538 Land $14,352 Building $78,186

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