Kent County property record for 109 N Carter Rd, Smyrna, DE 19977
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,465 sqft · built 1992 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $35,000 (Dec 2011) |
| Tax Bill | $1,003 (2026) |
| Deeds & Mortgages | May 2026 Mortgage Feb 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-17-018.00-01-01.03-000 |
| Primary APN | 1-17-018.00-01-01.03-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,465 sqft Living Area |
| Basement Area | 720 sqft |
| Unfinished Basement | 720 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 132 ft deep x 50 ft wide |
| View / Lot | Major Street/Thoroughfare |
| Porch | Slab |
| Porch Area | 90 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 812 |
|---|---|
| Street Address | 109 N CARTER RD |
| City | SMYRNA |
| State | DE |
| Zip | 19977-1267 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | SW SD CARTER RD 0.1515 A 109 NORTH CARTER ROAD |
| Legal Subdivision | TOWN OF SMYRNA |
| Jurisdiction | KENT DE |
| Township / Civil Division | SMYRNA |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 40204 |
109 N Carter Rd is owned and occupied by two individuals who bought it in December 2011.
Source: Kent County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 N CARTER RD, SMYRNA, DE 19977-1267 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 12, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 5, 2024 | Deed of Trust, Mortgage · Conventional Mortgage USAA FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2011 · Amount on File |
| Deed Sale | Dec 6, 2011 · Amount on File |
| Prior Sale | Jun 1, 1991 · Amount on File |
| Deed Document Number | 2011199956 |
| Deed Book / Page | 6026 / 293 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | May 12, 2026 |
| Property Address | 109 N CARTER RD, SMYRNA, DE 19977-1267 |
| Document Number | 0000535811 |
| Book / Page | 14188 / 262 |
| Instrument Date | May 4, 2026 |
| Instrument | 2026535811 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 109 N CARTER RD, SMYRNA, DE 19977-1267 |
| Document Number | 0000535811, |
|---|---|
| Date | May 12, 2026 |
| Book Page | 14188/262 |
| Instrument | 2026535811 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 109 N CARTER RD, SMYRNA, DE 19977-1267 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2024 |
| Title Company | BOSTON NATIONAL TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 109 N CARTER RD, SMYRNA, DE 19977-1267 |
| Document Number | 0000488187 |
|---|---|
| Date | Feb 5, 2024 |
| Book Page | 12854/36 |
| Instrument | 2024-488187 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2054 |
The 2026 property tax bill for 109 N Carter Rd was $1,003, up 1.4% from the year before.
Source: Kent County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | Kent County |
| Municipality | Smyrna Town |
| Unified School District | Smyrna School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,003.00 (+1.42%) | $235,900 (-) Land $50,000 Building $185,900 |
| 2025 | $989.00 | $235,900 Land $50,000 Building $185,900 |
| 2023 | $964.00 | $36,300 Land $5,200 Building $31,100 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 109 N Carter Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 N Carter Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 72% of Delaware |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SMYRNA WATER DEPARTMENT serves 11,813 people · EPA ID DE0000657 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
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