109 N Canton Rd, Canton, NC 28716 Property Records

Haywood County property record for 109 N Canton Rd, Canton, NC 28716

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,026 sqft · built 1930
Lot Size	0.124 acres (5,401 sqft)
Owner	Individual Name on Record
Last Sale	$164,000 (Nov 2021)
Tax Bill	$733 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Nov 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8657-64-2808`

Property Details

APN / Parcel Number

Primary APN	`8657-64-2808`
Alternative APN	`269746`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,026 sqft Heated Area
Gross Area	1,266 sqft
1st Floor Area	1,026 sqft
Basement Area	256 sqft
Unfinished Basement	256 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Wood Shingle
Roof Material	Asphalt
Lot Area	5,401 sqft (0.124 acres)
Garage Area	360 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Floor/Wall Furnace
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	269746
Street Address	109 N CANTON RD
City	CANTON
State	NC
Zip	28716-3113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	109 N CANTON RD
Legal Subdivision	TERRY M SIDEBOTTOM
Jurisdiction	HAYWOOD NC
Township / Civil Division	BEAVERDAM
Census Block Group	1
Census Block	1050
Census Tract	920201

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 N CANTON RD, CANTON, NC 28716-3113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Nov 5, 2021	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Dec 27, 2018	Grant Deed, Transfer ATTORNEY ONLY
Sep 5, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2021 · Amount on Record
Deed Sale	Nov 5, 2021 · Amount on Record
Prior Sale	Dec 27, 2018 · Amount on Record
Deed Document Number	202113822
Deed Book / Page	1047 / 564
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	109 N CANTON RD, CANTON, NC 28716-3113
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010071409
Date	Sep 16, 2020
Book Page	1007/1409
Instrument	2020009168

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Nov 5, 2021
Property Address	109 N CANTON RD, CANTON, NC 28716-3113
Document Number	0010470564
Book / Page	1047 / 564
Instrument Date	Oct 1, 2021
Instrument	2021013822
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$328.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21 MEARS AVE, 21, CANTON, NC 28716-4421

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 N CANTON RD, CANTON, NC 28716-3113

Mortgage

Document Number	0001047567
Date	Nov 5, 2021
Instrument	1047/567

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAYWOOD NC
Recording Date	Dec 27, 2018
Property Address	109 N CANTON RD, CANTON, NC 28716-3113
Document Number	0009651612
Book / Page	000965 / 001612
Instrument Date	Dec 17, 2018
Instrument	11511
Transaction Type	Transfer
Record Updated	Jan 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 MEARS AVE CANTON NC 287164421, CANTON, NC 28716-4421

September 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HAYWOOD NC
Recording Date	Sep 5, 2018
Property Address	109 N CANTON RD, CANTON, NC 28716-3113
Document Number	0009582087
Book / Page	000958 / 002087
Instrument Date	Sep 5, 2018
Instrument	7935
Transaction Type	Foreclosure
Record Updated	Jan 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$183.11
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,600 (-) Land $12,600 Building $80,000
2025	$733.00	$92,600 (-) Land $12,600 Building $80,000	$92,600 (-) Land $12,600 Building $80,000
2023		$92,600 Land $12,600 Building $80,000	$92,600 (-) Land $12,600 Building $80,000
2021			$92,600 Land $12,600 Building $80,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CANTON serves 7,850 people · EPA ID NC0144015
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250

May also be available: AT&T, Verizon.

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