St. Johns County property record for 109 N Atherley Rd, Saint Augustine, FL 32092 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 5 Baths |
| Year Built | Built 2012 |
| Square Footage | 4,149 sqft Living Area |
| Lot Size | 30,927 sqft (0.71 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $785,000 (2022) |
| Tax Bill | $9,217.00 (2025) |
| Primary APN | 009973-0160 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 21 Plumbing Fixtures |
| Building Area | 4,149 sqft Living Area |
| Gross Area | 5,315 sqft Gross Area |
| 1st Floor | 2,592 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Concrete Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 30,927 sqft (0.71 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 886 sqft Garage |
| Patio Area | 302 sqft Patio |
| Porch Area | 466 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 109 N ATHERLEY RD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-3067 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 59/8-12 SOUTH HAMPTON UNIT 5 LOT 16 OR5552/966 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 24 |
| Legal Subdivision | SOUTH HAMPTON UNIT 5 |
| Legal Block | 3 |
| Legal Lot Number | 16 |
| Legal Unit | 5 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 3 |
| Census Block | 3000 |
| Census Tract | 20907 |
Source: St. Johns County records · APN 009973-0160
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 N ATHERLEY RD, SAINT AUGUSTINE, FL 32092-3067 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 04, 2025 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| May 05, 2022 | Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Apr 10, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 05, 2022 · Amount on Record |
| Deed Sale | May 05, 2022 · Amount on Record |
| Prior Sale | May 06, 2015 · Amount on Record |
| Deed Doc Number | 202246090 |
| Deed Book / Page | 5552 / 966 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 109 N ATHERLEY RD, SAINT AUGUSTINE, FL 32092-3067 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 109 N ATHERLEY RD, SAINT AUGUSTINE, FL 32092-3067 |
| Document Number | 0062671779 |
|---|---|
| Date | Dec 04, 2025 |
| Book Page | 6267/1779 |
| Instrument | 2025098608 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 15, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 05, 2022 |
| Property Address | 109 N ATHERLEY RD, SAINT AUGUSTINE, FL 32092-3067 |
| Document Number | 0055520966 |
| Book / Page | 5552 / 966 |
| Map Reference | MB 59 PG 8-12 |
| Instrument Date | Apr 21, 2022 |
| Instrument | 2022046090 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2022 |
| Title Company | GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,495.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 500 BISHOP GATE LN APT 1212, 500, JACKSONVILLE, FL 32204-4175 |
| Name | Verified Name |
|---|---|
| Address | 109 N ATHERLEY RD, SAINT AUGUSTINE, FL 32092-3067 |
| Document Number | 0005552968 |
|---|---|
| Date | May 05, 2022 |
| Instrument | 5552/968 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 109 N ATHERLEY RD, SAINT AUGUSTINE, FL 32092-3067 |
| Document Number | 0049521478 |
| Instrument Date | Apr 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 109 N ATHERLEY RD ST AUGUSTINE FL 320923067, ST AUGUSTINE, FL 32092-3067 |
| Document Number | 0049521478 |
|---|---|
| Date | Jun 01, 2020 |
| Book Page | 004952/001478 |
| Instrument | 41315 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 31, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $668,536 (-4.26%) Land $130,000 Building $538,536 | $668,536 (-4.26%) Land $130,000 Building $538,536 | |
| 2025 | $9,217.00 (+7.69%) Homeowner's exemption | $698,314 (+1.47%) | $698,314 (+1.47%) Land $130,000 Building $568,314 |
| 2024 | $8,559.00 (+0.81%) | ||
| 2023 | $8,490.00 (+58.19%) Homeowner's exemption | $688,187 (+56.31%) | $688,187 (+2.02%) Land $130,000 Building $558,187 |
| 2022 | $5,367.00 Homeowner's exemption | $440,283 | $674,570 Land $106,400 Building $568,170 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Moderate above 40% of the US · above 12% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,587 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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