109 N 8th St, Ozark, MO 65721 Property Records

Christian County property record for 109 N 8th St, Ozark, MO 65721

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,301 sqft · built 1900
Lot Size	0.231 acres (10,080 sqft)
Owner	2 Individual Names on File
Last Sale	$192,717 (Jun 2026)
Tax Bill	$1,442 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`11-0.6-23-3-10-5`

Property Details

APN / Parcel Number

Primary APN	`11-0.6-23-3-10-5`
Alternative APN	`11-0.6-23-003-010-005.000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Building Area	1,301 sqft Living Area
1st Floor Area	1,301 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,080 sqft (0.231 acres)
Lot Dimensions	112 ft deep x 90 ft wide
Garage Area	294 sqft
Shed	1 Shed
Shed Area	294 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	109 N 8TH ST
City	OZARK
State	MO
Zip	65721-9241
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 2 588 & 589 PAULS SURVEY, EX THE S 80 THEREOF.
Legal Range	21W
Legal Township	27N
Legal Section	23
Legal Subdivision	PAULS SURVEY
Legal Lot Number	33,34
Jurisdiction	CHRISTIAN MO
Township / Civil Division	WEST FINLEY
Census Block Group	2
Census Block	2005
Census Tract	20304

Owner

Source: Christian County records, as of June 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	109 N 8TH ST, OZARK, MO 65721-9241
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Jun 12, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Jul 11, 2022	Warranty Deed, Transfer · Line of Credit OAKSTAR BANK NA
Apr 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTY BANK
Feb 15, 2019	Warranty Deed, Transfer OZARK ABSTRACT AND TITLE, OZARK ABS & TITLE
Feb 15, 2019	Warranty Deed, Transfer OZARK ABSTRACT AND TITLE, OZARK ABS & TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2026 · Amount on File
Deed Sale	Jun 12, 2026 · Amount on File
Prior Sale	Jul 11, 2022 · Amount on File
Deed Document Number	20267303
Deed Book / Page	2026 / 7202
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Jun 12, 2026
Property Address	109 N 8TH ST, OZARK, MO 65721-9241
Document Number	0000007303
Book / Page	2026 / 7202
Instrument Date	Jun 12, 2026
Instrument	20267303
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	HOGAN LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 N 8TH ST, OZARK, MO 65721-9241

Mortgage

Document Number	0000007304,
Date	Jun 12, 2026
Instrument	20267304

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Jun 12, 2026
Property Address	109 N 8TH ST, OZARK, MO 65721-9241
Document Number	0202607202
Book / Page	2026 / 7202
Instrument Date	Jun 12, 2026
Instrument	20267303
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	HOGAN LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 N 8TH ST, OZARK, MO 65721-9241

Mortgage

Document Number	0000007304,
Date	Jun 12, 2026
Instrument	20267304

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Jul 11, 2022
Property Address	109 N 8TH ST, OZARK, MO 65721-9241
Document Number	0202210401
Book / Page	2022 / 10401
Instrument Date	Jul 8, 2022
Instrument	2022L10508
Transaction Type	Transfer
Record Updated	Jul 18, 2022
Title Company	TITAN TITLE AND CLOSING/MO, TITAN TTL & CLOSING OF MO LL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6440 MEADOWVIEW DR, OZARK, MO 65721-7492

Mortgage

Document Number	2022L10509
Date	Jul 11, 2022
Instrument	2022L10509

Lender

Name	OAKSTAR BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	109 N 8TH ST, OZARK, MO 65721-9241
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OZARKS ABSTRACT & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201903360
Date	Apr 1, 2019
Book Page	2019/03360
Instrument	2019L03406

Lender

Name	GUARANTY BANK
Type	Bank
Address	SPRINGFIELD, MO 65804

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Feb 15, 2019
Property Address	109 N 8TH ST, OZARK, MO 65721-9241
Document Number	0201901510
Book / Page	002019 / 001510
Instrument Date	Feb 14, 2019
Instrument	1535
Transaction Type	Transfer
Record Updated	Feb 26, 2019
Title Company	OZARK ABSTRACT AND TITLE, OZARK ABS & TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	109 N 8TH ST OZARK MO 657219241, OZARK, MO 65721-9241

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Feb 15, 2019
Property Address	109 N 8TH ST, OZARK, MO 65721-9241
Document Number	0201801510
Book / Page	002018 / 001510
Instrument Date	Feb 14, 2019
Instrument	1535
Transaction Type	Transfer
Record Updated	May 14, 2019
Title Company	OZARK ABSTRACT AND TITLE, OZARK ABS & TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	109 N 8TH ST OZARK MO 657219241, OZARK, MO 65721-9241

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Municipality	Ozark City
Unified School District	Ozark R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,442.00 (+6.58%)	$23,290 (+7.72%)	$122,600 (+7.73%) Land $17,500 Building $105,100
2024	$1,353.00
2023		$21,620	$113,800 Land $17,500 Building $96,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jun 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OZARK PWS serves 23,248 people · EPA ID MO5010619
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Wisper ISP Fixed Wireless	400 / 30

May also be available: AT&T.

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