109 N 7th St, Cowden, IL 62422 Property Records

Shelby County property record for 109 N 7th St, Cowden, IL 62422

Property Summary

Property TypeSingle Family Home
Details1 ba · 870 sqft · built 1905
Lot Size0.854 acres (37,200 sqft)
OwnerTrust Name on File
Tax Bill$721 (2025)
APN0524-03-14-308-003

Property Details

APN / Parcel Number

Primary APN0524-03-14-308-003
Alternative APN
  • 240314000000

Interior

Full Baths1 Bath
Building Area870 sqft Living Area

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 1905
Construction TypeFrame
Lot Area37,200 sqft (0.854 acres)
Lot Dimensions124 ft deep x 300 ft wide
Garage Area896 sqft
PorchSlab
Porch Area180 sqft

Location & Zoning

Street Address109 N 7TH ST
CityCOWDEN
StateIL
Zip62422-9709
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description* LOTS 1-6 BLK 3 , CHARLES ZEIGLER ADDN , 300' X 124'
Legal Range03E
Legal Township09N
Legal Section03
Legal SubdivisionCHARLES ZEIGLER ADDN
Legal Block3
Legal Lot Number1-6
JurisdictionSHELBY IL
Township / Civil DivisionDRY POINT
Census Block Group4
Census Block4038
Census Tract959600

Owner

109 N 7th St, a single family home, is held in a trust.

Source: Shelby County records, as of June 30, 2026

Owner of RecordTrust Name on File
Mailing AddressDEBORAH D BECK TRUST, COWDEN, IL 62422
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 109 N 7th St was $721.

Source: Shelby County assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityCowden Village
CountyShelby County
County SubdivisionDry Point Township
Unified School DistrictCowden-Herrick Community Unit School District 3A (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$721.00$16,604 Land $6,984 Building $9,620$49,812 Land $20,952 Building $28,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 109 N 7th St.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 109 N 7th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOWDEN
serves 534 people · EPA ID IL1730050
Water SourceGroundwater
Last State InspectionJul 2023
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
Fidium Fiber
DSL
200 / 40
GigFire
Fixed Wireless
150 / 130
Watch TV
Fixed Wireless
100 / 20

May also be available: Nextlink, T-Mobile.

Nearby Properties on N 7th St

Nearby Streets

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