109 N 4th St, Centerville, IN 47330 Property Records

Wayne County property record for 109 N 4th St, Centerville, IN 47330

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,321 sqft · built 1915
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$173,548 (Dec 2025)
Tax Bill	$945 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jul 2005 Line of Credit + 7 more
Flood Zone	Zone X (minimal risk)
APN	`020-00732-00`

Property Details

APN / Parcel Number

Primary APN	`020-00732-00`
Alternative APNs	`89-10-20-340-204.000-007` `312034020400020`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,321 sqft Living Area
1st Floor Area	1,321 sqft
Basement Area	660 sqft
Unfinished Basement	546 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1940
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	190 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	312034020400020
Street Address	109 N 4TH ST
City	CENTERVILLE
State	IN
Zip	47330-1308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	55 X 190 FT SW SEC 20-16-14
Legal Range	14
Legal Township	16
Legal Section	20
Legal Subdivision	ELLIOTT & DOUGHTYS ADDITION
Jurisdiction	WAYNE IN
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1011
Census Tract	10800

Owner

Source: Wayne County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 N 4TH ST, CENTERVILLE, IN 47330-1308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Jul 12, 2005	Deed of Trust, Mortgage · Line of Credit MAINSOURCE BANK
Jan 25, 2010	Deed of Trust, Mortgage · Conventional Mortgage MAINSOURCE BANK
Sep 1, 2006	Deed of Trust, Mortgage · Line of Credit MAINSOURCE BANK
May 1, 2008	Deed of Trust, Mortgage · Line of Credit MAINSOURCE BANK
Apr 7, 2005	Deed of Trust, Mortgage · Conventional Mortgage MAINSOURCE BANK
Dec 5, 2025	Warranty Deed, Transfer
Apr 27, 2023	Personal Representative Deed, Transfer
Apr 23, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2025 · Amount on Record
Deed Sale	Dec 5, 2025 · Amount on Record
Prior Sale	Apr 27, 2023 · Amount on Record
Deed Document Number	20258813
Prior Transfer Date	Apr 23, 2021
Prior Transfer Doc	2021004026
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	109 N 4TH ST, CENTERVILLE, IN 47330-1308
Transaction Type	Mortgage
Record Updated	Mar 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	236 S 24TH ST, NEW CASTLE, IN 47362-3517

Mortgage

Document Number	2025008814
Date	Dec 5, 2025
Instrument	2025008814

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

July 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	109 N 4TH ST, CENTERVILLE, IN 47330-1308
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2005007699
Date	Jul 12, 2005
Instrument	2005007699

Lender

Name	MAINSOURCE BANK
Type	Bank
Address	CENTERVILLE, IN 47330

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2015

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Change Frequency	Monthly

January 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	109 N 4TH ST, CENTERVILLE, IN 47330-1308
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2010000518
Date	Jan 25, 2010
Instrument	2010000518

Lender

Name	MAINSOURCE BANK
Type	Bank
Address	GREENSBURG, IN 47240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2040

September 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	109 N 4TH ST, CENTERVILLE, IN 47330-1308
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006008833
Date	Sep 1, 2006
Instrument	2006008833

Lender

Name	MAINSOURCE BANK
Type	Bank
Address	CENTERVILLE, IN 47330

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	178 Months
Due	Jul 25, 2021

Interest

Rate	8.25%

May 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	109 N 4TH ST, CENTERVILLE, IN 47330-1308
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2008003960
Date	May 1, 2008
Instrument	2008003960

Lender

Name	MAINSOURCE BANK
Type	Bank
Address	CENTERVILLE, IN 47330

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Apr 23, 2023

Interest

Rate	6.85%

April 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	109 N 4TH ST, CENTERVILLE, IN 47330-1308
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2005003458
Date	Apr 7, 2005
Instrument	2005003458

Lender

Name	MAINSOURCE BANK
Type	Bank
Address	GREENSBURG, IN 47240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2020

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Dec 5, 2025
Property Address	109 N 4TH ST, CENTERVILLE, IN 47330-1308
Document Number	2025008813
Instrument Date	Dec 4, 2025
Instrument	2025008813
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 N 4TH ST, CENTERVILLE, IN 47330-1308

April 2023: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	WAYNE IN
Recording Date	Apr 27, 2023
Property Address	109 N 4TH ST, CENTERVILLE, IN 47330-1308
Document Number	2023003140
Instrument Date	Apr 25, 2023
Instrument	2023003140
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 N 4TH ST, CENTERVILLE, IN 47330-1308

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE IN
Recording Date	Apr 23, 2021
Property Address	109 N 4TH ST, CENTERVILLE, IN 47330-1308
Document Number	2021004026
Instrument Date	Apr 23, 2021
Instrument	2021004026
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 N 4TH ST, CENTERVILLE, IN 47330-1308

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Centerville Town
County	Wayne County
County Subdivision	Center Township
Unified School District	Centerville-Abington Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$945.00 (+4.19%)	$105,100 (+15.88%) Land $11,600 Building $93,500	$105,100 (+15.88%) Land $11,600 Building $93,500
2024	$907.00 (+160.63%)	$90,700 (+10.48%) Land $9,900 Building $80,800	$90,700 (+10.48%) Land $9,900 Building $80,800
2023		$82,100 (-1.08%) Land $8,900 Building $73,200	$82,100 (-1.08%) Land $8,900 Building $73,200
2022	$348.00	$83,000 Land $8,900 Building $74,100	$83,000 Land $8,900 Building $74,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (2008–2026)
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Aug 2026 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE WATER WORKS serves 2,533 people · EPA ID IN5289003
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband, NLBC, Verizon.

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