109 N 40th St, Rapid City, SD 57702 Property Records

Pennington County property record for 109 N 40th St, Rapid City, SD 57702

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 903 sqft · built 1953
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Tax Bill	$3,498 (2025)
Flood Zone	Zone X (minimal risk)
APN	`20-33-307-010`

Property Details

APN / Parcel Number

Primary APN	`20-33-307-010`
Alternative APN	`32134`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Building Area	903 sqft Living Area
Basement Area	903 sqft
Finished Basement	783 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	264 sqft
Porch	Slab
Porch Area	485 sqft

Location & Zoning

Account Number	32134
Street Address	109 N 40TH ST
City	RAPID CITY
State	SD
Zip	57702-0230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH MEADOWWOOD SUBD, BLOCK 9, LOT 17
Legal Subdivision	SOUTH MEADOWWOOD SUBD
Legal Block	9
Legal Lot Number	17
Jurisdiction	PENNINGTON SD
Township / Civil Division	RAPID CITY
Census Block Group	3
Census Block	3016
Census Tract	11300

Owner

Source: Pennington County assessment roll, APN 20-33-307-010, as of August 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	109 N 40TH ST, RAPID CITY, SD 57702-0230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Pennington County assessment roll as of August 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Pennington County
Municipality	Rapid City
Unified School District	Rapid City School District 51-4 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,498.00 (+21.16%)	$318,700 (+26.22%) Land $58,500 Building $260,200
2023	$2,887.00 (-6.48%)	$252,500 Land $53,100 Building $199,400
2022	$3,087.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pennington County (46103C), as of June 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 461030113003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1979)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1979 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 85% of South Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 471 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Midcontinent Communications Cable	2,000 / 350
Clarity Telecom Cable · Fiber in parts of the area	1,000 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system SD4600406, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	RAPID CITY serves 72,009 people
Water Source	Surface water
Last State Inspection	May 2024
Lead	6 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.