109 N 39th St, Seattle, WA 98103 Property Records

King County property record for 109 N 39th St, Seattle, WA 98103

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,130 sqft · built 1922
Lot Size	0.057 acres (2,500 sqft)
Owner	Individual Name on File
Last Sale	$700,000 (Sep 2016)
Tax Bill	$8,090 (2026)
Deeds & Mortgages	Dec 2021 Line of Credit May 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`197220-0165`

Property Details

APN / Parcel Number

Primary APN	`197220-0165`
Alternative APN	`197220016509`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,130 sqft Living Area
1st Floor Area	930 sqft
Basement Area	200 sqft
Finished Basement	200 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Lot Area	2,500 sqft (0.057 acres)
View / Lot	Highway
Deck Area	200 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	197220016509
Street Address	109 N 39TH ST
City	SEATTLE
State	WA
Zip	98103-8501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR3 (M1)
Legal Description	DENNY & HOYTS ADD E 50 FT PLAT BLOCK: 3 PLAT LOT: 1
Legal Range	03
Legal Township	25
Legal Section	13
Legal Subdivision	DENNY & HOYTS ADD
Legal Block	3
Legal Lot Number	1
Jurisdiction	KING WA
Township / Civil Division	SEATTLE
Census Block Group	3
Census Block	3038
Census Tract	4800

Owner

109 N 39th St is owned and occupied by an individual who bought it in September 2016.

Source: King County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	109 N 39TH ST, SEATTLE, WA 98103-8501
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
May 18, 2020	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Sep 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Mar 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2016 · Amount on File
Deed Sale	Sep 13, 2016 · Amount on File
Prior Sale	Jul 15, 2010 · Amount on File
Deed Document Number	20161330
Prior Transfer Date	Mar 12, 2009
Prior Transfer Doc	0000000798
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	109 N 39TH ST, SEATTLE, WA 98103-8501
Transaction Type	Mortgage
Record Updated	Dec 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 N 39TH ST, SEATTLE, WA 98103-8501

Mortgage

Document Number	0000000079
Date	Dec 16, 2021
Instrument	20211216000079

Lender

Name	UMPQUA BANK
Type	Bank
Address	SEATTLE, WA 98109

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	109 N 39TH ST, SEATTLE, WA 98103-8501
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000256
Date	May 18, 2020
Instrument	20200518000256

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Lending Institution
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 5, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	109 N 39TH ST, SEATTLE, WA 98103-8501
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001563
Date	Sep 23, 2020
Instrument	20200923001563

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	109 N 39TH ST, SEATTLE, WA 98103-8501
Document Number	0000000802
Instrument Date	Mar 19, 2020
Transaction Type	Mortgage
Record Updated	Apr 21, 2020
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	109 N 39TH ST SEATTLE WA 981038501, SEATTLE, WA 98103-8501

Mortgage

Document Number	0000000802
Date	Mar 24, 2020
Instrument	202003240802

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 23, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 109 N 39th St was $8,090.

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Municipality	Seattle City
Unified School District	Seattle Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,090.00
2025		$767,000 (-2.29%) Land $328,000 Building $439,000	$767,000 (-2.29%) Land $328,000 Building $439,000
2024	$7,683.00	$785,000 Land $360,000 Building $425,000	$785,000 Land $360,000 Building $425,000
2022	$7,106.00	$829,000 Land $317,000 Building $512,000	$829,000 Land $317,000 Building $512,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 N 39th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 N 39th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEATTLE PUBLIC UTILITIES serves 1,161,961 people · EPA ID WA5377050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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