109 Mountain Rd, Windsor, NY 13865 Property Records

Broome County and Windsor Town property record for 109 Mountain Rd, Windsor, NY 13865

Property Summary

Property TypeSeasonal / Vacation Home
Details2 bd · 1 ba · 580 sqft · built 1960
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$53,000 (Sep 2022)
Tax Bill$1,073 (2026)
Deeds & MortgagesOct 2025 Sale & Mortgage
APN035089 150.07-1-15

Property Details

APN / Parcel Number

Primary APN035089 150.07-1-15
Alternative APNs
  • 508915000700010150000000
  • 50078716800

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area580 sqft Living Area
1st Floor Area580 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleCottage
Exterior MaterialWood
Foundation TypeRaised
Lot Area10,019 sqft (0.23 acres)
Lot Width100 ft Width
PorchPatio
Porch Area120 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelWood
SewerSeptic
Water SourceWell

Location & Zoning

Account Number50078716800
Street Address109 MOUNTAIN RD
CityWINDSOR
StateNY
Zip13865
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal Block1
Legal Lot Number15.000
JurisdictionBROOME NY
Township / Civil DivisionWINDSOR
Census Block Group2
Census Block2005
Census Tract12501

Owner

Source: Broome County and Windsor Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address11 TRACY DR, CONKLIN, NY 13748-1521
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 26, 2022 · Amount on Record
Deed SaleSep 26, 2022 · Amount on Record
Deed Document Number202224990
Deed Book / Page2703 / 170
Prior Transfer DateJun 30, 2004
Prior Transfer Doc0020750159
Record UpdatedOct 29, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBROOME NY
Recording DateOct 23, 2025
Property Address109 MOUNTAIN RD, WINDSOR, NY 13865
Document Number002807/416
Book / Page2807 / 416
Map ReferenceLB 9 PG 144
Instrument DateOct 3, 2025
Instrument202500027367
Transaction TypeTransfer
Record UpdatedMar 20, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$560.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11 TRACY DR, CONKLIN, NY 13748-1521

Transferred To (Grantee/Buyer)

NameVerified Name
Address14-1 PROVINCE CT, FREEHOLD, NJ 07728

Mortgage

Document Number004234/490
DateOct 23, 2025
Book Page4234/490
Instrument202500027368
Lender
NameM & T BANK
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2040

Tax Assessment & Valuation

Source: Broome County and Windsor Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyBroome County
County SubdivisionWindsor Town
Unified School DistrictWindsor Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,073.00 (+5.51%)
2025$1,017.00 (+2.73%)$20,000 (-) Land $10,000 Building $10,000$47,100 (+22.46%) Land $23,550 Building $23,550
2024$990.00
2023$20,000 Land $10,000 Building $10,000$38,462 Land $19,231 Building $19,231

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims2 (2011)
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 95% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Adams CATV
Cable
2,000 / 40
TDS Telecom
Fiber
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Mountain Rd

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