109 Mountain Echo, San Antonio, TX 78260 Property Records

Bexar County property record for 109 Mountain Echo, San Antonio, TX 78260

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,077 sqft · built 2004
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$430,700 (Jul 2019)
Tax Bill	$4,264 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04847-287-0230`

Property Details

APN / Parcel Number

Primary APN	`04847-287-0230`
Alternative APN	`265539`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,077 sqft Living Area
Gross Area	2,655 sqft
1st Floor Area	2,077 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Combination
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Garage Area	578 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	437 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	109 MOUNTAIN ECHO
City	SAN ANTONIO
State	TX
Zip	78260-5521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CB 4847B BLK 87 LOT 23 (TIMBERWOOD PARK UT-15) 9500/0159
Legal Subdivision	TIMBERWOOD PARK UT-15
Legal Tract	23
Legal Block	87
Legal Lot Number	23
Jurisdiction	BEXAR TX
Township / Civil Division	SAN ANTONIO NORTH
Census Block Group	3
Census Block	3006
Census Tract	191804

Owner

109 Mountain Echo is owned and occupied by two individuals who bought it in July 2019.

Source: Bexar County records, as of May 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	109 MOUNTAIN ECHO, SAN ANTONIO, TX 78260-5521
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage RANDOLPH BROOKS FCU
Jul 22, 2019	Vendor's Lien, Transfer · Conventional Mortgage RB MORTGAGE LLC
Oct 3, 2017	Vendor's Lien, Transfer · Conventional Mortgage ON Q FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2019 · Amount on File
Deed Sale	Jul 22, 2019 · Amount on File
Prior Sale	Oct 3, 2017 · Amount on File
Deed Document Number	2019140626
Prior Transfer Date	Jul 19, 2019
Prior Transfer Doc	0000140626
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	109 MOUNTAIN ECHO, SAN ANTONIO, TX 78260-5521
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000235132
Date	Oct 5, 2020
Instrument	20200235132

Lender

Name	RANDOLPH BROOKS FCU
Type	Credit Union
Address	UNIVERSAL CITY, TX 78148

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2035

July 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BEXAR TX
Recording Date	Jul 22, 2019
Property Address	109 MOUNTAIN ECHO, SAN ANTONIO, TX 78260-5521
Document Number	0000140626
Map Reference	VOL 9500 PG 159-161
Instrument Date	Jul 19, 2019
Instrument	20190140626
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	ITC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13132 VICKY ST, 13132, PLAINFIELD, IL 60585-8412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 DEER CROSS LN, SAN ANTONIO, TX 78260-7005

Mortgage

Document Number	0000140627
Date	Jul 22, 2019
Instrument	20190140627

Lender

Name	RB MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

October 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BEXAR TX
Recording Date	Oct 3, 2017
Property Address	109 MOUNTAIN ECHO, SAN ANTONIO, TX 78260-5521
Document Number	0000196045
Book / Page	18774 / 1492
Map Reference	VOL9500 PG159-161
Instrument Date	Sep 29, 2017
Instrument	20170196045
Transaction Type	Transfer
Record Updated	Dec 27, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 MOUNTAIN ECHO, SAN ANTONIO, TX 78260-5521

Mortgage

Document Number	0000196046
Date	Oct 3, 2017
Instrument	20170196046

Lender

Name	ON Q FINANCIAL INC
Type	Lending Institution
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 109 Mountain Echo was $4,264 with exemptions applied, up 61.3% from the year before.

Source: Bexar County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bexar County
Unified School District	Comal Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,264.00 (+61.33%) Homeowner's exemption Senior Citizen's exemption	$470,090 Land $125,750 Building $344,340	$470,090 Land $125,750 Building $344,340
2024	$2,643.00 (-7.23%)
2023	$2,849.00 (-49.57%) Homeowner's exemption	$426,980 Land $125,750 Building $301,230	$426,980 Land $125,750 Building $301,230
2022	$5,649.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Mountain Echo in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2004–2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Mountain Echo is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN ANTONIO WATER SYSTEM serves 2,643,729 people · EPA ID TX0150018
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GVTC Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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