109 Morgan St, Toccoa, GA 30577 Property Records

Stephens County property record for 109 Morgan St, Toccoa, GA 30577

Property Summary

Property Type	Apartments (5+ Units)
Details	2,080 sqft · built 1961
Lot Size	5.61 acres (244,372 sqft)
Owner	Company Name on Record
Tax Bill	$9,367 (2022)
Flood Zone	Zone X (minimal risk)
APN	`T28 036`

Property Details

APN / Parcel Number

Primary APN	`T28 036`
Alternative APN	`662300`

Interior

Building Area	2,080 sqft Total Area
Flooring	Vinyl/Resilient
Interior Walls	Masonry

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1995
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Material	Shingle
Lot Area	244,372 sqft (5.61 acres)
Terrain	Gentle Slope
Porch	Slab
Porch Area	760 sqft
Total Buildings	17 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	662300
Street Address	109 MORGAN ST
City	TOCCOA
State	GA
Zip	30577-2976
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	R-II
Legal Description	MORGAN/RUBY/MORGAN/SKYVIEW (THE CORNERS II)
Legal Subdivision	0201 - PRIMARY - AC
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	3
Census Block	3011
Census Tract	970301

Owner

Source: Stephens County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX J, TOCCOA, GA 30577-1449
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$789,709 (+7.27%) Land $12,878 Building $776,831	$1,974,274 (+7.27%) Land $32,196 Building $1,942,078
2023		$736,185 Land $12,878 Building $723,307	$1,840,464 Land $32,196 Building $1,808,268
2022	$9,367.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
TruVista Communications Cable	500 / 50
Verizon Fixed Wireless	300 / 20