109 Morgan Cir, Wethersfield, CT 06109 Property Records

Wethersfield Town property record for 109 Morgan Cir, Wethersfield, CT 06109

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,639 sqft · built 1975
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on File
Last Sale	$530,000 (Jun 2023)
Tax Bill	$15,897 (2025)
Deeds & Mortgages	Feb 2024 Refinance Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WETH M:146 B:032`

Property Details

APN / Parcel Number

Primary APN	`WETH M:146 B:032`
Alternative APN	`146032`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,639 sqft Living Area
Gross Area	3,930 sqft
Basement Area	1,479 sqft
Unfinished Basement	479 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2005
Architectural Style	Raised Ranch
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	24,394 sqft (0.56 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	146032
Street Address	109 MORGAN CIR
City	WETHERSFIELD
State	CT
Zip	06109-4052
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Block	32
Jurisdiction	WETHERSFIELD CT
Township / Civil Division	WETHERSFIELD
Census Block Group	4
Census Block	4013
Census Tract	492600

Owner

109 Morgan Cir is owned and occupied by two individuals who bought it in June 2023.

Source: Wethersfield Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	109 MORGAN CIR, WETHERSFIELD, CT 06109-4052
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Jun 1, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 20, 2019	Warranty Deed, Transfer · Conventional Mortgage LOUISETTE DULAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2023 · Amount on File
Deed Sale	Jun 1, 2023 · Amount on File
Prior Sale	Nov 20, 2019 · Amount on File
Deed Document Number	20231343
Deed Book / Page	2159 / 1107
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WETHERSFIELD CT
Property Address	109 MORGAN CIR, WETHERSFIELD, CT 06109-4052
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002166-952
Date	Feb 12, 2024
Book Page	2166/952
Instrument	2024000271

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WETHERSFIELD CT
Recording Date	Jun 1, 2023
Property Address	109 MORGAN CIR, WETHERSFIELD, CT 06109-4052
Document Number	02159-1107
Book / Page	2159 / 1107
Instrument Date	May 30, 2023
Instrument	2023001343
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	2023001344
Date	Jun 1, 2023
Instrument	2023001344

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WETHERSFIELD CT
Recording Date	Nov 20, 2019
Property Address	109 MORGAN CIR, WETHERSFIELD, CT 06109-4052
Document Number	2096-1058
Book / Page	002096 / 001058
Instrument Date	Nov 14, 2019
Transaction Type	Transfer
Record Updated	Dec 17, 2019
Title Company	UNKNOWN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 MORGAN CIR WETHERSFIELD CT 061094052, WETHERSFIELD, CT 06109-4052

Mortgage

Document Number	2096-1060
Date	Nov 20, 2019
Book Page	002096/001060

Lender

Name	LOUISETTE DULAC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Nov 19, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 109 Morgan Cir was $15,897.

Source: Wethersfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Wethersfield Town
Unified School District	Wethersfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,897.00	$385,660 Land $109,620 Building $276,040	$269,962 Land $76,734 Building $193,228
2024	$15,897.00 (+69.06%)
2023	$9,403.00 (+1.71%)	$225,060 (-) Land $84,250 Building $140,810
2022	$9,245.00	$225,060 Land $84,250 Building $140,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 109 Morgan Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Morgan Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN DISTRICT COMMISSION serves 390,887 people · EPA ID CT0640011
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable	2,000 / 100

May also be available: GoNetspeed, Xfinity.

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