Polk County property record for 109 Moorgate Dr, Davenport, FL 33897
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,406 sqft · built 2005 |
| Lot Size | 0.137 acres (5,981 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $228,217 (Oct 2015) |
| Tax Bill | $2,569 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-25-11-486255-000630 |
| Primary APN | 26-25-11-486255-000630 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,406 sqft Living Area |
| Gross Area | 2,988 sqft |
| 1st Floor Area | 1,128 sqft |
| Upper Floors Area | 1,278 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 5,981 sqft (0.137 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 414 sqft |
| Pool Type | Enclosed Pool |
| Porch | Florida Room |
| Porch Area | 218 sqft |
| Street Address | 109 MOORGATE DR |
|---|---|
| City | DAVENPORT |
| State | FL |
| Zip | 33897-8808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGHGATE PARK - PHASE TWO PLAT BOOK 130 PGS 30 THRU 32 LOT 63 |
| Legal Range | 26E |
| Legal Township | 25S |
| Legal Section | 11 |
| Legal Subdivision | HIGHGATE PARK - PHASE TWO |
| Legal Phase | 2 |
| Legal Tract | 486255 |
| Legal Block | 4 |
| Legal Lot Number | 63 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 12412 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 109 MOORGATE DR, DAVENPORT, FL 33897-8808 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 4, 2023 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Jan 7, 2021 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN LIBERTY MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2015 · Amount on Record |
| Deed Sale | Oct 20, 2015 · Amount on Record |
| Prior Sale | Oct 20, 2009 · Amount on Record |
| Deed Document Number | 2015189306 |
| Deed Book / Page | 9654 / 2245 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 109 MOORGATE DR, DAVENPORT, FL 33897-8808 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 109 MOORGATE DR, DAVENPORT, FL 33897-8808 |
| Document Number | 0000282583 |
|---|---|
| Date | Dec 4, 2023 |
| Book Page | 12927/2053 |
| Instrument | 2023282583 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 326 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 109 MOORGATE DR, DAVENPORT, FL 33897-8808 |
| Document Number | 0115360219 |
| Instrument Date | Jan 7, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2021 |
| Title Company | RIDGE SECURITY TITLE INC, RIDGE SEC TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 109 MOORGATE DR DAVENPORT FL 338978808, DAVENPORT, FL 33897-8808 |
| Document Number | 0115360219 |
|---|---|
| Date | Jan 13, 2021 |
| Book Page | 011536/000219 |
| Instrument | 9147 |
| Name | AMERICAN LIBERTY MTG |
|---|---|
| Type | Mortgage Company |
| Address | DENVER, CO 80211 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 12, 2051 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $245,367 (+2.7%) | $332,069 (-5.99%) Land $62,000 Building $270,069 | |
| 2025 | $2,569.00 (-4.99%) Homeowner's exemption | $238,916 (+5.99%) | $353,220 (+1.98%) Land $62,000 Building $291,220 |
| 2023 | $2,704.00 (+2.62%) Homeowner's exemption | $225,420 (+3%) | $346,376 (+24.85%) Land $60,000 Building $286,376 |
| 2022 | $2,635.00 Homeowner's exemption | $218,854 | $277,429 Land $50,000 Building $227,429 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHEAST serves 60,557 people · EPA ID FL6530617 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Nov 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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