109 Montclair Rd, Los Gatos, CA 95032 Property Records

Santa Clara County property record for 109 Montclair Rd, Los Gatos, CA 95032

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,559 sqft · built 1962
Lot Size0.241 acres (10,506 sqft)
OwnerCompany Name on Record
Tax Bill$4,825 (2025)
Flood ZoneZone X (moderate risk)
APN407-11-012

Property Details

APN / Parcel Number

Primary APN407-11-012

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,559 sqft Living Area
1st Floor Area1,459 sqft
2nd Floor Area1,100 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleL-Shape
Construction TypeWood
Lot Area10,506 sqft (0.241 acres)
Lot Dimensions103 ft deep x 102 ft wide
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address109 MONTCLAIR RD
CityLOS GATOS
StateCA
Zip95032-1611
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR110
Legal DescriptionTRACT 2491 MONTCLAIR OAKS BOOK 121 PAGE 52 LOT 22
Legal SubdivisionMONTCLAIR OAKS
Legal Tract2491
Legal Lot Number22
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group4
Census Block4005
Census Tract507205

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address109 MONTCLAIR RD, LOS GATOS, CA 95032-1611
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 3, 1997
Transfer Doc0013881633
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityLos Gatos Town
Elementary School DistrictCampbell Union Elementary School District (KG - 08)
Secondary School DistrictCampbell Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$347,536 (+2%) Land $124,730 Building $222,806
2025$4,825.00 (+4.23%) Homeowner's exemption$340,723 (+4.04%) Land $122,285 Building $218,438
2023$4,629.00 (-0.06%) Homeowner's exemption$327,494 Land $117,538 Building $209,956
2022$4,632.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN JOSE WATER
private · serves 1,039,920 people · EPA ID CA4310011
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Etheric Networks
Fixed Wireless
250 / 100

May also be available: Cruzio, T-Mobile, Verizon.

Nearby Properties on Montclair Rd

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