109 Monroe Ave, Westbrook, ME 04092 Property Records

Cumberland County and Westbrook City property record for 109 Monroe Ave, Westbrook, ME 04092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,326 sqft · built 1964
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$252,500 (Feb 2007)
Tax Bill	$4,122 (2023)
Deeds & Mortgages	May 2025 Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WSBR M:029 L:168`

Property Details

APN / Parcel Number

Primary APN	`WSBR M:029 L:168`
Alternative APNs	`M:029 B:168` `1653`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,326 sqft Living Area
Gross Area	2,972 sqft
1st Floor Area	884 sqft
Basement Area	884 sqft
Unfinished Basement	548 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Cape Cod
Exterior Material	Combination
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	109 MONROE AVE
City	WESTBROOK
State	ME
Zip	04092-4021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	11
Legal Lot Number	168
Jurisdiction	WESTBROOK ME
Township / Civil Division	WESTBROOK
Census Block Group	1
Census Block	1004
Census Tract	2901

Owner

109 Monroe Ave is owned and occupied by an individual who bought it in February 2007.

Source: Cumberland County and Westbrook City records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	109 MONROE AVE, WESTBROOK, ME 04092-4021
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2025	Deed of Trust, Mortgage CUMBERLAND COUNTY FCU
Dec 29, 2017	Deed of Trust, Mortgage CUMBERLAND CTY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2007 · Amount on File
Deed Sale	Feb 13, 2007 · Amount on File
Deed Book / Page	24841 / 132
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK ME
Property Address	109 MONROE AVE, WESTBROOK, ME 04092-4021
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0414430180
Date	May 14, 2025
Book Page	41443/180
Instrument	16748

Lender

Name	CUMBERLAND COUNTY FCU

Agreement

Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK ME
Property Address	109 MONROE AVE, WESTBROOK, ME 04092-4021
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0345640104
Date	Dec 29, 2017
Book Page	34564/0104
Instrument	000000065718

Lender

Name	CUMBERLAND CTY FCU

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Cumberland County and Westbrook City assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
Municipality	Westbrook City
Unified School District	Westbrook (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$4,122.00 (+10.24%)	$247,100 (+19.6%) Land $90,900 Building $156,200
2022	$3,739.00	$206,600 Land $75,700 Building $130,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 109 Monroe Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Monroe Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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