109 Mitchells Ln, Tappahannock, VA 22560 Property Records

Essex County property record for 109 Mitchells Ln, Tappahannock, VA 22560

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,332 sqft · built 2006
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on Record
Tax Bill	$2,209 (2026)
Deeds & Mortgages	Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-I-1-43`

Property Details

APN / Parcel Number

Primary APN	`37-I-1-43`
Alternative APN	`9679`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,332 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2017
Architectural Style	Colonial
Exterior Material	Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,216 sqft (0.51 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	180 sqft
Deck Area	210 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Other
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	9679
Street Address	109 MITCHELLS LN
City	TAPPAHANNOCK
State	VA
Zip	22560-5085
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	HOBBS HOLE LOT 43 SEC I
Legal Lot Number	43
Jurisdiction	ESSEX VA
Township / Civil Division	TAPPAHANNOCK
Census Block Group	2
Census Block	2032
Census Tract	950700

Owner

Source: Essex County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 MITCHELLS LN, TAPPAHANNOCK, VA 22560-5085
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX VA
Property Address	109 MITCHELLS LN, TAPPAHANNOCK, VA 22560-5085
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	180000632
Date	Jun 18, 2018
Instrument	180000632

Lender

Name	UNION BANK & TRUST

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Essex County
Unified School District	Essex County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,209.00	$401,800 (-) Land $60,000 Building $341,800	$401,800 (-) Land $60,000 Building $341,800
2025	$2,209.00 (+17.69%)	$401,800 (+56.26%) Land $60,000 Building $341,800	$401,800 (+56.26%) Land $60,000 Building $341,800
2023	$1,877.00	$257,132 Land $55,000 Building $202,132	$257,132 Land $55,000 Building $202,132

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 individual policies
Nearby Flood Policies	80 units insured incl. 50 condo units
Nearby Flood Claims	25 (1985–2006)
Claims Outside the SFHA	8 of 25
Most Recent Claim	Sep 2006 · Tropical Depression Ernesto, Severe Storms And Flooding
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 8 claims Hurricane Isabel, Sep 2003 · 12 claims Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Virginia Broadband Fixed Wireless · not low latency	100 / 25
T-Mobile Fixed Wireless	100 / 20