109 Mitchell Rd, Somers, NY 10589 Property Records

Westchester County and Somers Town property record for 109 Mitchell Rd, Somers, NY 10589

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,150 sqft · built 1983
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on File
Last Sale$322,000 (May 2001)
Tax Bill$14,436 (2026)
Deeds & MortgagesNov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN555200 6.15-1-23

Property Details

APN / Parcel Number

Primary APN555200 6.15-1-23
Alternative APNs
  • 520000601500010230000000
  • 1961000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,150 sqft Living Area
1st Floor Area1,442 sqft
Basement Area708 sqft
Finished Basement708 sqft
Unfinished Basement708 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleRaised Ranch
Exterior MaterialWood
Lot Area10,890 sqft (0.25 acres)
Garage TypeBasement

Utilities, Heating & Cooling

Heating FuelElectric
SewerMunicipal
Water SourceWell

Location & Zoning

Account Number1961000
Street Address109 MITCHELL RD
CitySOMERS
StateNY
Zip10589-1805
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-40
Legal SubdivisionGREEN BRIAR SECTION 1
Legal Block1
Legal Lot Number23.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionSOMERS
Census Block Group1
Census Block1018
Census Tract14909

Owner

109 Mitchell Rd is owned and occupied by two individuals who bought it in May 2001.

Source: Westchester County and Somers Town records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address109 MITCHELL RD, SOMERS, NY 10589-1805
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 9, 2001 · Amount on File
Deed SaleMay 9, 2001 · Amount on File
Deed Document Number2001411210528
Record UpdatedOct 29, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address109 MITCHELL RD, SOMERS, NY 10589-1805
Document Number0593403269
Instrument DateNov 26, 2019
Transaction TypeMortgage
Record UpdatedDec 23, 2019
Title CompanyBOSTON NATIONAL TITLE, BOSTON NAT'L TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address109 MITCHELL RD SOMERS NY 105891805, SOMERS, NY 10589-1805

Mortgage

Document Number0593403269
DateDec 9, 2019
Book Page059340/003269
Lender
NameHSBC BK USA NA
TypeBank
AddressNEW YORK, NY 10018
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueDec 8, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 109 Mitchell Rd was $14,436, down 14.6% from the year before.

Source: Westchester County and Somers Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
County SubdivisionSomers Town
Unified School DistrictSomers Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$14,436.00 (-14.57%)
2025$16,898.00$58,800 (-) Land $8,900 Building $49,900$664,407 (+10.51%) Land $100,565 Building $563,842
2024$58,800 (-) Land $8,900 Building $49,900$601,227 (-0.72%) Land $91,002 Building $510,225
2023$58,800 Land $8,900 Building $49,900$605,561 Land $91,658 Building $513,903

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 109 Mitchell Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1980–2010)
Claims Outside the SFHA3 of 4
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Mitchell Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35

May also be available: Xfinity.

Nearby Properties on Mitchell Rd

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