St. Louis County property record for 109 Minnesota Ave W, Gilbert, MN 55741
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 466 sqft · built 1908 |
| Lot Size | 0.22 acres (9,598 sqft) |
| Owner | Individual Name on File |
| Last Sale | $61,800 (Dec 2025) |
| Tax Bill | $294 (2026) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 060-0010-02230 |
| Primary APN | 060-0010-02230 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 466 sqft Gross Area |
| 1st Floor Area | 466 sqft |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1908 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Lot Area | 9,598 sqft (0.22 acres) |
| Garage Area | 384 sqft |
| Deck Area | 35 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1193239 |
|---|---|
| Street Address | 109 MINNESOTA AVE W |
| City | GILBERT |
| State | MN |
| Zip | 55741-9006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 17 AND 18 SERIAL # |
| Legal Subdivision | GILBERT |
| Legal Block | 10 |
| Legal Lot Number | 17-18 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GILBERT |
| Census Block Group | 2 |
| Census Block | 2064 |
| Census Tract | 13500 |
109 Minnesota Ave W is owned and occupied by an individual who bought it in December 2025.
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 MINNESOTA AVE W, GILBERT, MN 55741-9006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 31, 2025 · Amount on File |
| Deed Sale | Dec 31, 2025 · Amount on File |
| Prior Sale | Nov 24, 2003 · Amount on File |
| Deed Document Number | 20251525422 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Dec 31, 2025 |
| Property Address | 109 MINNESOTA AVE W, GILBERT, MN 55741-9006 |
| Document Number | 0001525422 |
| Instrument Date | Dec 12, 2025 |
| Instrument | 1525422 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2026 |
| Title Company | PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $203.94 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 MINNESOTA AVE W, GILBERT, MN 55741-9006 |
| Document Number | 0001525423 |
|---|---|
| Date | Dec 31, 2025 |
| Instrument | 1525423 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
The 2026 property tax bill for 109 Minnesota Ave W was $294 with a homeowner's exemption, down 72.5% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Gilbert City |
| Unified School District | Rock Ridge Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $294.00 (-72.52%) Homeowner's exemption | ||
| 2025 | $1,070.00 (+20.77%) | $64,000 (+25.74%) Land $13,700 Building $50,300 | $64,000 (+25.74%) Land $13,700 Building $50,300 |
| 2024 | $886.00 | $50,900 Land $10,900 Building $40,000 | $50,900 Land $10,900 Building $40,000 |
| 2022 | $46,400 Land $9,100 Building $37,300 | $46,400 Land $9,100 Building $37,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Minnesota Ave W in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 109 Minnesota Ave W is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Gilbert serves 1,829 people · EPA ID MN1690020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CTC.
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