109 Miller Ct, Valmeyer, IL 62295 Property Records

Monroe County property record for 109 Miller Ct, Valmeyer, IL 62295

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,305 sqft · built 1995
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Dec 2025)
Tax Bill	$3,354 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-35-449-224-000`

Property Details

APN / Parcel Number

Primary APN	`06-35-449-224-000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,305 sqft Building Perimeter
1st Floor Area	990 sqft
Upper Floors Area	315 sqft
Basement Area	1,305 sqft
Unfinished Basement	1,305 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Frame
Lot Area	14,375 sqft (0.33 acres)
Garage Area	483 sqft
Driveway	Concrete Driveway
Driveway Area	540 sqft
Porch	Slab
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	109 MILLER CT
City	VALMEYER
State	IL
Zip	62295-3201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VR1
Legal Description	LOT 224 NEW VALMEYER PHASE 4
Legal Range	11W
Legal Township	02S
Legal Section	35
Legal Subdivision	NEW VALMEYER PH 04
Legal Lot Number	224
Jurisdiction	MONROE IL
Township / Civil Division	20
Census Block Group	1
Census Block	1072
Census Tract	600402

Owner

109 Miller Ct is owned and occupied by two individuals who bought it in December 2025.

Source: Monroe County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	109 MILLER CT, VALMEYER, IL 62295-3201
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2025 · Amount on File
Deed Sale	Dec 2, 2025 · Amount on File
Deed Document Number	2025440307
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Dec 2, 2025
Property Address	109 MILLER CT, VALMEYER, IL 62295-3201
Document Number	0000440307
Map Reference	DOC 194646
Instrument Date	Nov 26, 2025
Instrument	440307
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 MILLER CT, VALMEYER, IL 62295-3201

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 MILLER CT, VALMEYER, IL 62295-3201

Mortgage

Document Number	0000440308
Date	Dec 2, 2025
Instrument	440308

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%

Tax Assessment & Valuation

The 2025 property tax bill for 109 Miller Ct was $3,354 with a homeowner's exemption, up 9% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Valmeyer Village
Unified School District	Valmeyer Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,354.00 (+9%) Homeowner's exemption	$71,890 (+10.74%) Land $8,920 Building $62,970	$215,670 (+10.74%) Land $26,760 Building $188,910
2024	$3,077.00 Homeowner's exemption Additional exemption filed	$64,918 Land $9,420 Building $55,498	$194,754 Land $28,260 Building $166,494
2022	Homeowner's exemption Additional exemption filed	$53,040 Land $8,920 Building $44,120	$159,120 Land $26,760 Building $132,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 109 Miller Ct in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 42 policies
Nearby Flood Policies	42 in force
Nearby Flood Claims	5 (1993–2013)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms & Flooding, Aug 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Miller Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALMEYER serves 1,233 people · EPA ID IL1330250
Water Source	Purchased groundwater from FOUNTAIN WATER DISTRICT
Last State Inspection	Oct 2023
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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