109 Millard St, Georgetown, TX 78628 Property Records

Williamson County property record for 109 Millard St, Georgetown, TX 78628

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,852 sqft · built 2016
Owner	Individual Name on File
Tax Bill	$7,341 (2025)
Deeds & Mortgages	May 2020 Mortgage Feb 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-15-3330-012H-0002`

Property Details

APN / Parcel Number

Primary APN	`R-15-3330-012H-0002`
Alternative APNs	`R546320` `363366`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,852 sqft Living Area
1st Floor Area	2,852 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2018
Roof Material	Other
Garage Area	589 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	212 sqft
Patio Area	258 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R153330012H0002
Street Address	109 MILLARD ST
City	GEORGETOWN
State	TX
Zip	78628-2019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S11116 - MORNINGSTAR PH 1 SEC 2, BLOCK H, LOT 2
Legal Subdivision	MORNINGSTAR PH 1 SEC 2
Legal Block	H
Legal Lot Number	2
Jurisdiction	WILLIAMSON TX
Township / Civil Division	ROUND ROCK-GEORGETOWN
Census Block Group	3
Census Block	3012
Census Tract	20120

Owner

109 Millard St is owned and occupied by an individual who acquired it in November 2020.

Source: Williamson County records, as of September 11, 2026

Owner of Record	Individual Name on File
Mailing Address	109 MILLARD ST, GEORGETOWN, TX 78628-2019
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2020	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG
Feb 13, 2018	Vendor's Lien, Subdivision Related Transfer · VA Mortgage FIRST RATE FINANCIAL GROUP
May 23, 2017	Loan Modification, Mortgage HANCOCK BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2020
Deed Sale	Nov 3, 2020
Prior Sale	Feb 13, 2018 · Amount on File
Deed Document Number	2020136709
Prior Transfer Date	Sep 30, 2020
Prior Transfer Doc	0000136709
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TX
Property Address	109 MILLARD ST, GEORGETOWN, TX 78628-2019
Document Number	0000058245
Instrument Date	May 19, 2020
Transaction Type	Mortgage
Record Updated	Jun 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	109 MILLARD ST GEORGETOWN TX 786282019, GEORGETOWN, TX 78628-2019

Mortgage

Document Number	0000058245
Date	Jun 4, 2020
Instrument	58245

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 3, 2050

February 2018: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WILLIAMSON TX
Recording Date	Feb 13, 2018
Property Address	109 MILLARD ST, GEORGETOWN, TX 78628-2019
Document Number	0000011955
Map Reference	DOC2016025406
Instrument Date	Feb 9, 2018
Instrument	2018011955
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 21, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 MILLARD ST, GEORGETOWN, TX 78628-2019

Mortgage

Document Number	0000011956
Date	Feb 13, 2018
Instrument	2018011956

Lender

Name	FIRST RATE FINANCIAL GROUP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WILLIAMSON TX
Property Address	109 MILLARD ST, GEORGETOWN, TX 78628-2019
Document Number	0000060720
Instrument Date	May 23, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	780 S APOLLO BLVD #100 MELBOURNE FL 329011402, 100, MELBOURNE, FL 32901-1402

Mortgage

Document Number	0000060720
Date	Jul 3, 2017
Instrument	60720

Lender

Name	HANCOCK BK
Type	Bank
Address	100 CAPITOL COMMERCE BLVD # 450, MONTGOMERY, AL 36117-4246

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jul 2, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 109 Millard St was $7,341 with exemptions applied, down 9.5% from the year before.

Source: Williamson County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Williamson County
Unified School District	Liberty Hill Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,341.00 (-9.47%) Homeowner's exemption Veteran's exemption	$497,965 Land $95,000 Building $402,965	$497,965 Land $95,000 Building $402,965
2024	$8,109.00 (+7.59%)
2023	$7,537.00 (-17.98%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$552,019 Land $85,000 Building $467,019	$552,019 Land $85,000 Building $467,019
2022	$9,189.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Millard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Millard St is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GEORGETOWN serves 191,639 people · EPA ID TX2460001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FiberFirst Fiber	5,000 / 5,000
Optimum Cable	940 / 35
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Western Broadband Fixed Wireless	200 / 40
SOS Communications Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Millard St

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