109 Mill Stream Way, Williamsburg, VA 23185 Property Records

James City County property record for 109 Mill Stream Way, Williamsburg, VA 23185 · Last verified November 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 1996
Square Footage	2,640 sqft Living Area
Lot Size	14,985 sqft (0.344 acres)
Occupancy	Owner Occupied
Last Sale	$430,000 (2014)
Tax Bill	$4,766.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`47-1 16-0-0009`
Alternative APN	`19811`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Total Rooms	9 Rooms
Building Area	2,640 sqft Living Area
Stories	2 Stories
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Exterior Material	Aluminum/Vinyl Exterior
Foundation Type	Raised Foundation
Roof Material	Fiberglass Roof
Lot Area	14,985 sqft (0.344 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	517 sqft Garage
Porch	Enclosed Porch
Porch Area	186 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	19811
Street Address	109 MILL STREAM WAY
City	WILLIAMSBURG
State	VA
Zip	23185-3184
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	L-9 S-3A SETTLERS MILL
Legal Subdivision	SETTLERS MILL
Legal Lot Number	9
Jurisdiction	JAMES CITY VA
Minor Civil Division	BERKELEY
Census Blockgroup	1
Census Block	1021
Census Tract	80202

Owner

Source: James City County records · APN 47-1 16-0-0009

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	109 MILL STREAM WAY, WILLIAMSBURG, VA 23185-3184
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 16, 2014 · Amount on Record
Deed Sale	Jun 16, 2014 · Amount on Record
Deed Doc Number	140009839
Deed Book / Page	1400 / 09839
Record Refreshed	Jun 08, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	109 MILL STREAM WAY, WILLIAMSBURG, VA 23185-3184
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	FIRST TITLE COMPANY, FIRST VA TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210012022
Date	Jun 14, 2021
Instrument	210012022

Lender

Name	TRUIST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: James City County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,766.00 (+6.41%)	$574,300 (+32.05%) Land $121,300 Building $453,000	$574,300 (+32.05%) Land $121,300 Building $453,000
2024	$4,479.00 (+24.11%)
2023	$3,609.00	$434,900 Land $85,000 Building $349,900	$434,900 Land $85,000 Building $349,900
2022	$3,609.00 (+3.59%)
2019	$3,484.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, James City County (51095C), updated October 27, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 7,143 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.