Lincoln County property record for 109 Mill St, Stanford, KY 40484
| Property Type | Single Family Home |
|---|---|
| Details | 1,168 sqft |
| Lot Size | 0.094 acres (4,127 sqft) |
| Owner | Company Name on File |
| Last Sale | $32,000 (Feb 2007) |
| Tax Bill | $1,906 (2025) |
| Deeds & Mortgages | Nov 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-05-25-001.00 |
| Primary APN | 051-05-25-001.00 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,168 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,127 sqft (0.094 acres) |
| Garage Type | Attached |
| Sewer | Connected |
|---|
| Street Address | 109 MILL ST |
|---|---|
| City | STANFORD |
| State | KY |
| Zip | 40484-1264 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | WHITLEY HOUSE & LOT |
| Jurisdiction | LINCOLN KY |
| Township / Civil Division | STANFORD |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 920102 |
109 Mill St is owned by a company that bought it in February 2007.
Source: Lincoln County records, as of May 27, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 328, STANFORD, KY 40484-0328 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 16, 2007 · Amount on File |
| Deed Sale | Feb 16, 2007 · Amount on File |
| Deed Document Number | 2007163907 |
| Deed Book / Page | 369 / 106 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LINCOLN KY |
| Recording Date | Nov 22, 2019 |
| Property Address | 109 MILL ST, STANFORD, KY 40484-1264 |
| Document Number | DEED450/201 |
| Book / Page | DEED 450 / 201 |
| Instrument Date | Nov 22, 2019 |
| Instrument | 345089 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 99 LANCASTER ST, STANFORD, KY 40484-1291 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 328, STANFORD, KY 40484-0328 |
The 2025 property tax bill for 109 Mill St was $1,906, up 81.5% from the year before.
Source: Lincoln County assessment roll, as of October 16, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Lincoln County |
| Municipality | Stanford City |
| Unified School District | Lincoln County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,906.00 (+81.52%) | $207,000 Land $20,000 Building $187,000 | $207,000 Land $20,000 Building $187,000 |
| 2024 | $1,050.00 | ||
| 2023 | $109,300 Land $10,000 Building $99,300 | $109,300 Land $10,000 Building $99,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Mill St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1979–1997) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 1997 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Mill St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STANFORD WATER WORKS serves 9,284 people · EPA ID KY0690417 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures