109 Mill St, Middleton, MA 01949 Property Records

Essex County and Middleton Town property record for 109 Mill St, Middleton, MA 01949

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 4,505 sqft · built 1999
Lot Size	3.61 acres (157,252 sqft)
Owner	2 Individual Names on Record
Last Sale	$999,000 (Jul 2020)
Tax Bill	$17,934 (2026)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MIDD M:0012 B:0000 L:0012 J`

Property Details

APN / Parcel Number

Primary APN	`MIDD M:0012 B:0000 L:0012 J`
Alternative APN	`MDLT M:0012 B:0000 L:0012 J`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,505 sqft Living Area
Gross Area	8,211 sqft
Basement Area	421 sqft
Unfinished Basement	421 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	157,252 sqft (3.61 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	109 MILL ST
City	MIDDLETON
State	MA
Zip	01949-1008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	MIDDLETON
Legal Lot Number	12 J
Jurisdiction	MIDDLETON MA
Township / Civil Division	MIDDLETON
Census Block Group	1
Census Block	1000
Census Tract	212101

Owner

Source: Essex County and Middleton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 MILL ST, MIDDLETON, MA 01949-1008
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2020 · Amount on Record
Deed Sale	Jul 31, 2020 · Amount on Record
Prior Sale	Aug 1, 2011 · Amount on Record
Deed Book / Page	38770 / 53
Prior Transfer Date	Jul 22, 2020
Prior Transfer Doc	3877000053
Record Updated	Oct 29, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLETON MA
Recording Date	Jul 31, 2020
Property Address	109 MILL ST, MIDDLETON, MA 01949-1008
Document Number	38770-53
Book / Page	38770 / 53
Instrument Date	Jul 22, 2020
Instrument	20200731000090
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	109 MILL ST, MIDDLETON, MA 01949-1008

Mortgage

Document Number	200731000100
Date	Jul 31, 2020
Instrument	200731000100

Lender

Name	WASHINGTON TRUST MORTGAGE CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Middleton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Middleton Town
Secondary School District	Masconomet School District (07 - 12)
Elementary School District	Middleton School District (PK - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,934.00 (+5.43%)	$1,424,500 (-0.43%) Land $372,800 Building $1,036,800	$1,560,228 (-12.89%)
2025	$17,011.00 (-1.09%)	$1,430,700 (-1.92%) Land $372,800 Building $1,057,900	$1,791,130
2024	$17,198.00 (+30.36%)	$1,458,700 (+42.3%) Land $372,800 Building $1,085,900
2023	$13,193.00	$1,025,100 Land $268,300 Building $756,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 98.2% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880