109 Mildred Ave, Springfield, MA 01104 Property Records

Hampden County and Springfield City property record for 109 Mildred Ave, Springfield, MA 01104

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,664 sqft · built 1955
Lot Size	0.308 acres (13,434 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Jun 2018)
Tax Bill	$6,393 (2026)
Deeds & Mortgages	Feb 2021 Refinance Jun 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:08660 P:0040`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:08660 P:0040`
Alternative APN	`86600040`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,664 sqft Living Area
1st Floor Area	816 sqft
Basement Area	400 sqft
Unfinished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	13,434 sqft (0.308 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	86600040
Street Address	109 MILDRED AVE
City	SPRINGFIELD
State	MA
Zip	01104-1244
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	4
Census Block	4012
Census Tract	800300

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 MILDRED AVE, SPRINGFIELD, MA 01104-1244
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PIONEER VALLEY CU
Jun 19, 2018	Warranty Deed, Transfer
Jun 15, 2018	Warranty Deed, Transfer COUNTRY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2018 · Amount on Record
Deed Sale	Jun 15, 2018 · Amount on Record
Prior Sale	Aug 18, 2006
Deed Document Number	201833585
Deed Book / Page	22221 / 113
Transfer Doc	22224-478
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	109 MILDRED AVE, SPRINGFIELD, MA 01104-1244
Transaction Type	Mortgage
Record Updated	Mar 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23710-499
Date	Feb 16, 2021
Book Page	23710/499
Instrument	10594

Lender

Name	PIONEER VALLEY CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jun 19, 2018
Property Address	109 MILDRED AVE, SPRINGFIELD, MA 01104-1244
Document Number	22224-478
Book / Page	022224 / 000478
Instrument Date	Jun 19, 2018
Instrument	34131
Transaction Type	Transfer
Record Updated	Jul 10, 2018

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	109 MILDRED AVE SPRINGFIELD MA 011041244, SPRINGFIELD, MA 01104-1244

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jun 15, 2018
Property Address	109 MILDRED AVE, SPRINGFIELD, MA 01104-1244
Document Number	22221-113
Book / Page	22221 / 113
Instrument	33585
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$47.15
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	222210118
Date	Jun 15, 2018
Instrument	22221/0118

Lender

Name	COUNTRY BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 15, 2048

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,393.00 (-1.28%)	$413,500 (+0.12%) Land $39,300 Building $374,200	$392,846 (-11.17%)
2025	$6,476.00 (+6.16%)	$413,000 (+15.43%) Land $40,900 Building $372,100	$442,225 (+8.79%)
2024			$406,505
2023	$6,100.00	$357,800 Land $36,200 Building $321,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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