109 Mike Ct, Gaffney, SC 29341 Property Records

Cherokee County property record for 109 Mike Ct, Gaffney, SC 29341

Property Summary

Property Type	Single Family Home
Details	1,617 sqft · built 2017
Lot Size	0.72 acres (31,363 sqft)
Owner	Individual Name on File
Last Sale	$169,000 (Mar 2017)
Tax Bill	$903 (2025)
Deeds & Mortgages	Dec 2024 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012016-23-3`

Property Details

APN / Parcel Number

Primary APN	`012016-23-3`
Alternative APNs	`0590000057046 00016467` `059-00-00-057.046` `012083223`

Interior

Stories	1 Story
Building Area	1,617 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Siding
Lot Area	31,363 sqft (0.72 acres)
Garage Area	610 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Location & Zoning

Street Address	109 MIKE CT
City	GAFFNEY
State	SC
Zip	29341-4875
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	109 MIKE CT LT#81 0.72AC
Legal Subdivision	GRASSY POND ESTATES SUBDIVISION PHASE VI
Legal Lot Number	81
Jurisdiction	CHEROKEE SC
Township / Civil Division	GAFFNEY
Census Block Group	2
Census Block	2033
Census Tract	970204

Owner

109 Mike Ct is owned and occupied by an individual who bought it in March 2017.

Source: Cherokee County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	109 MIKE CT, GAFFNEY, SC 29341-4875
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2024	Deed, Transfer · Conventional Mortgage FOUNDERS FCU
Mar 6, 2017	Grant Deed, Transfer PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2017 · Amount on File
Deed Sale	Mar 6, 2017 · Amount on File
Prior Sale	Oct 12, 2012
Deed Document Number	20171065
Deed Book / Page	92 / 1821
Record Updated	Oct 29, 2026

December 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEROKEE SC
Recording Date	Dec 17, 2024
Property Address	109 MIKE CT, GAFFNEY, SC 29341-4875
Document Number	0001791218
Book / Page	179 / 1218
Map Reference	MB 60 PG 1250
Instrument Date	Dec 12, 2024
Instrument	2024-6160
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 MIKE CT, GAFFNEY, SC 29341-4875

Mortgage

Document Number	0020246161
Date	Dec 17, 2024
Instrument	2024-6161

Lender

Name	FOUNDERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 5, 2055

Interest

Rate Type	Adjustable Rate
Rate	8.62%
Type Change Date	Jan 5, 2040
Change Frequency	10 Years
Min Rate At Change	3%
Max Rate At Change	14.6%
Index	10-Year TN
Max Rate	14.6%

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHEROKEE SC
Recording Date	Mar 6, 2017
Property Address	109 MIKE CT, GAFFNEY, SC 29341-4875
Document Number	0000921821
Book / Page	000092 / 001821
Instrument Date	Mar 3, 2017
Instrument	1065
Transaction Type	Transfer
Record Updated	Jul 17, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 MIKE CT GAFFNEY SC 293414875, GAFFNEY, SC 29341-4875

Mortgage

Document Number	921823
Date	Mar 6, 2017
Book Page	000092/001823
Instrument	1066

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 109 Mike Ct was $903 with a homeowner's exemption.

Source: Cherokee County assessment roll, as of November 20, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$903.00 Homeowner's exemption	$7,260 Land $720 Building $6,540	$181,600 Land $18,000 Building $163,600
2023	$756.00	$7,260 Land $720 Building $6,540	$181,600 Land $18,000 Building $163,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 109 Mike Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Mike Ct is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DANIEL MORGAN WATER DISTRICT (1120001) serves 5,746 people · EPA ID SC1120001
Water Source	Purchased surface water from GRASSY POND WATER CO INC
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: AT&T.

Cell Coverage

5G and 4G LTE (outdoors only)

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