109 Mike Ct, Elkton, MD 21921 Property Records

Cecil County property record for 109 Mike Ct, Elkton, MD 21921

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,312 sqft · built 1997
Lot Size	0.046 acres (2,016 sqft)
Owner	2 Company Names on File
Last Sale	$175,000 (Jan 2022)
Tax Bill	$2,471 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-106802`

Property Details

APN / Parcel Number

Primary APN	`03-106802`
Alternative APNs	`3106802` `106802`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,312 sqft Total Area
Basement Area	255 sqft
Finished Basement	255 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,016 sqft (0.046 acres)
Deck Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	106802
Street Address	109 MIKE CT
City	ELKTON
State	MD
Zip	21921-4927
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R3
Legal Description	LOT 71 - .046 ACRE 109 MIKE COURT VILLAGE FALCON CROSSING
Legal Subdivision	FALCON XING WALNUT HILL
Legal Lot Number	71
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	1
Census Block	1015
Census Tract	30503

Owner

Source: Cecil County records · APN 03-106802

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	109 MIKE CT, ELKTON, MD 21921-4927
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 06, 2022 · Amount on Record
Deed Sale	Jan 06, 2022 · Amount on Record
Prior Sale	Oct 10, 2007 · Amount on Record
Deed Book / Page	5076 / 483
Last Transfer Date	Aug 16, 2024
Transfer Doc	0055070049
Record Updated	Sep 20, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Jan 06, 2022
Property Address	109 MIKE CT, ELKTON, MD 21921-4927
Document Number	0050760483
Book / Page	5076 / 483
Map Reference	CAB 615 FO 75
Instrument Date	Dec 10, 2021
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	KIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	109 MIKE CT, ELKTON, MD 21921-4927

Mortgage

Document Number	0005076488
Date	Jan 06, 2022
Instrument	5076/488

Lender

Name	TIDEWATER MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Municipality	Elkton Town
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$155,933 (+9.15%)	$169,000 (-) Land $60,000 Building $109,000
2025	$2,471.00 (+64.08%)	$142,867 (+12.64%)	$169,000 (+30.2%) Land $60,000 Building $109,000
2023	$1,506.00	$126,833	$129,800 Land $40,000 Building $89,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 10, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 161 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF ELKTON serves 15,625 people
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.