109 Middle St, Springfield, MA 01104 Property Records

Hampden County and Springfield City property record for 109 Middle St, Springfield, MA 01104

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1971
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Jul 2022)
Tax Bill	$3,444 (2026)
Deeds & Mortgages	Jun 2023 Sale Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:08615 P:0064`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:08615 P:0064`
Alternative APN	`86150064`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	5,001 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	86150064
Street Address	109 MIDDLE ST
City	SPRINGFIELD
State	MA
Zip	01104-2615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3010
Census Tract	800300

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 MIDDLE ST, SPRINGFIELD, MA 01104-2615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2023	Redemption Deed, Transfer
Jul 20, 2022	Quit Claim Deed, Transfer · FHA Mortgage NORCOM MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2022 · Amount on Record
Deed Sale	Jul 20, 2022 · Amount on Record
Prior Sale	Feb 19, 2016 · Amount on Record
Deed Document Number	202243958
Deed Book / Page	24646 / 153
Last Transfer Date	May 26, 2023
Transfer Doc	025048-552
Record Updated	Oct 29, 2026

June 2023: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jun 21, 2023
Property Address	109 MIDDLE ST, SPRINGFIELD, MA 01104-2615
Document Number	025048-552
Book / Page	25048 / 552
Instrument Date	May 26, 2023
Instrument	28093
Transaction Type	Transfer
Record Updated	Jul 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jul 20, 2022
Property Address	109 MIDDLE ST, SPRINGFIELD, MA 01104-2615
Document Number	024646-153
Book / Page	24646 / 153
Instrument Date	Jul 19, 2022
Instrument	43958
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 MIDDLE ST, SPRINGFIELD, MA 01104-2615

Mortgage

Document Number	0000043959
Date	Jul 20, 2022
Instrument	43959

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	024646-168
Date	Jul 20, 2022
Book Page	24646/168
Instrument	43960

Lender

Name	SPRINGFIELD, CITY OF

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,444.00 (+6.17%)	$222,800 (+7.68%) Land $35,800 Building $187,000	$257,439 (+7.41%)
2025	$3,244.00 (+21.73%)	$206,900 (+32.37%) Land $37,200 Building $169,700	$239,685 (+0.28%)
2024			$239,020
2023	$2,665.00	$156,300 Land $32,900 Building $123,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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